The Tower Advantage
Our Members Earn and Save Over
$24 Million More Per Year1
Better rates. Less fees. More cash back.
Tower members earned and saved $24 Million more per year just by banking with us—that’s the Tower Advantage!1
Grow Your Savings & Pay No Fees
From free checking to higher savings rates, Tower helps you grow your money faster—without pesky fees.

- Totally free checking with no minimum balance or monthly maintenance fees
- Unlimited access to over 30,000 free ATMs nationwide
- Savings rates that consistently beat the industry average
Enjoy Low Rates & Earn Cash Back
Whether you are buying your first home or shopping online you’ll save big with our low loan rates, generous credit card rewards, and member-only perks!
CAR BUYING
Save an average of $2,177 off MSRP*
Get exclusive savings and discounted auto loan rates with the Tower Car Buying Service powered by TrueCar.®
CREDIT CARDS
Earn unlimited 1.5% cash back
Enjoy 1.5% unlimited cash back on everyday purchases with World Mastercard. Plus, get a $100 cash bonus and low intro rate.*
HOME BUYING
0.25% Mortgage Rate Discount
Take 0.25% off fixed mortgage rates for primary & second home purchases.
HOMEADVANTAGE®
Get an average of $2,057 in cash rewards
When you buy or sell your home with HomeAdvantage®, you can get thousands back at settlement.
Pursue Your Financial Goals
Financial planning & investment management services exclusively for Tower Wealth Management® clients.

It all adds up—Tower membership gives you more.
Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Tower Federal Credit Union Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $2,177. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
* 100% financing available for purchases of primary residences in MD, DC, VA, TX, CO and FL for loan amounts up to $726,200 and LTV’s of 97.01% to 100%. (Condominiums are excluded for FL.)
See tower.mycuhomeadvantage.com for complete details.