Treat Yourself This Holiday

Special Intro Offer: Applies to new World or Empower credit card applications submitted between November 1 and December 31, 2023 and accounts opened by January 15, 2024 when you spend $2,000 on purchases in the first 90 days of account opening. For World card accounts, the special intro offer is in the form of bonus points that will be applied to myTowerRewards. The first 10,000 points will be applied when the initial $1,000 threshold is met. The subsequent 10,000 points will be applied by April 30, 2024 when the additional $1,000 spend requirement is met. Points can be redeemed for cash back. Minimum $25 to redeem for cash back. For Empower card accounts, the special intro offer will appear as a $50 statement credit upon spending $1,000 and an additional credit of $50 will appear as a statement credit after spending the subsequent $1,000 spend requirement. Standard card terms will apply if the $2,000 spend requirement within the first 90 days of account opening is not met. Refer to your Account Opening Disclosure for your standard terms. The promotional special intro offer may not be combined with the Standard intro offer.