Routing Number | 255077370

Home Equity Lines of Credit

Let your home's equity work for you -- a line of credit option for whenever life calls for it.

Access money easily with special checks or digital banking tools.

Maximum Flexibility

Tap into your funds as often as you like, for any reason.


Pay interest only on the amount you've actually used.

Borrow Up To 100% (Qualified Borrowers Only)

Access the full amount of your home's equity. 

Easy Access

Write a check or transfer funds with Online Banking or our app. 

Choose your term.

Find Products and Rates

When you have one major project, cash comes in handy. But life often calls for smaller amounts to be paid out over time - for home repairs, medical bills, debt consolidation, college tuition, large purchases, and more. A Home Equity Line of Credit is a multi-purpose loan that allows you to meet a wide range of expenses head-on without straining your monthly budget.

  • Closing costs paid by Tower*
  • Interest could be tax-deductible (check with a tax advisor)
  • Free, unlimited supply of home equity line checks

Looking to do home improvements but don't have sufficient equity? Check out our unsecured Home Improvement Loan.

Get the financial flexibility you need

Closing Costs

For loan amounts up to $250,000, closing cost typically range between $500 and $3,000. Homeowner's insurance is required


Closing costs paid by Tower on Member's behalf must be repaid if line of credit or loan is closed within the first 24 months.


Closing costs depend on the property location, property type, occupancy and loan amount.

See additional disclosures.