Routing Number | 255077370

The Tower Advantage

Our members earn and save $49 million1 more! And that's just the beginning.

Better rates. Less fees. More cash back.

Whether you are buying your first home or shopping online you'll save big with our low loan rates, generous credit card rewards, and member-only perks!

Free Checking

Tower's free checking and higher savings rates helps you grow your money faster, without pesky fees. 

Car Buying

Get exclusive savings and discounted auto loan rates with the Tower Car Buying Service, powered by TrueCar. 

Shop and Save

We have the right credit card to fit your lifestyle and spending needs. 

  • Enjoy 1.5% unlimited cash back on purchases and a low intro rate with our World Mastercard.
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Home Buying

When you buy or sell your home with our HomeAdvantage program, you can get thousands back at settlement. 

It all adds up—Tower membership gives you more. That's the Tower Advantage!

1Dollar value shown represents the results of the 2021 Tower Federal Credit Union Member Value Study. Annual member value is estimated by comparing the average interest and dividend rates of Tower’s loan and deposit product portfolios versus average local bank and credit union rates for similar products from external sources like RateWatch. We also compared Tower’s fees to the advertised fees of local banks. Additionally, we totaled the actual cash value of product incentives and other benefits that Tower offers to its members. The estimated savings and earnings are for illustrative purposes only and your actual earnings and savings may differ based on the account terms and conditions, rates and fees. There is no guarantee of savings or earnings either expressed or implied.

Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Tower Federal Credit Union Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $2,177. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

*100% financing available for purchases of primary residences in MD, DC, VA, TX, CO and FL for loan amounts up to $726,200 and LTV’s of 97.01% to 100%. (Condominiums are excluded for FL.)

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A smarter way forward

With big-time financial benefits, find out how much more you can accomplish with Tower.