Routing Number | 255077370

The Tower Advantage

Better rates. Less fees. More cash back.

Our members earn and save $68 million1 more!

Members earn higher interest rates on their savings accounts – twice the average of Maryland banks.

Say Goodbye to Fees

With free checking accounts and no junk fees, your wallet will thank you.

Unlock great rates with Tower’s mortgage and home equity loans, whether buying or renovating.

Tower membership gives you more

Independent research shows Tower delivered $68 million in direct financial benefits to our members—an extra $650 more per household than the big local banks, every year!1,2

The deeper your relationship with Tower, the more you save! Our loyal members saved an average of $1,928 a year3—how much could you save?

Drive away with more savings

Our members saved $11.4 million in auto loan interest compared to local banks. Before you sign at the dealership check Tower's rates.

Grow your savings. Get there faster.

Tower's savings rates are over 2.5x the Maryland average.In the past year alone, our members earned $36 million more on deposits than they would have at local banks. See how much your savings could earn.

It all adds up—Tower membership gives you more!

1 Dollar value shown represents the results of the 2025 Tower Membership Benefits Report conducted by America's Credit Unions, an independent research partner. The Membership Benefits Report takes into consideration analyses comparing Tower rates and fees with other Maryland banking institutions. Rates and fees as of 12/31/2025.

2 Assumes 2.1 credit union members per household.

3 A "loyal member" is assumed to have a $30,000, 60-month new auto loan, a classic credit card with an average balance of $5,000, a $200,000, 30-year fixed mortgage (a 30-year fixed rate mortgage is replaced with a 5-year adjustable rate mortgage if it yields a greater benefit as it is assumed more in demand), $5,000 in an interest/dividend checking account, $10,000 in a one-year certificate account, and $2,500 in a money market account.

Unless indicated othwerwise, rates assume an excellent credit score, 20% down payment, debt-to-income ratio of less than 40%. Rates & fees may vary & are based on factors including, but not limited to, market change, credit history, down payment, property type & other factors associated with your loan application.

© America's Credit Unions 2026

A smarter way forward

With big-time financial benefits, find out how much more you can accomplish with Tower.