Routing Number | 255077370

The Tower Advantage

Better rates. Less fees. More cash back.

Our members earn and save $68 million1 more!

Members earn higher interest rates on their savings accounts – twice the average of Maryland banks.

Say Goodbye to Fees

With free checking accounts and no junk fees, your wallet will thank you.

Unlock great rates with Tower’s mortgage and home equity loans, whether buying or renovating.

Tower membership gives you more

Independent research shows Tower delivered $68 million in direct financial benefits to our members—an extra $650 per household, every year!1,2

The deeper your relationship with Tower, the more you save! Our loyal members saved an average of $1,928 a year3—how much could you save?

Drive away with more savings

Our members saved $11.4 million in auto loan interest compared to local banks. Before you sign at the dealership check Tower's rates.

Grow your savings. Get there faster.

Tower's savings rates are over 2.5x the Maryland average.In the past year alone, our members earned $36 million more on deposits than they would have at local banks. See how much your savings could earn.

It all adds up—Tower membership gives you more!

1 Rates and fees as of 3/31/2026.

2 Assumes 2.1 credit union members per household.

3 A "loyal member" is assumed to have a $30,000, 60-month auto loan, a classic credit card with an average balance of $5,000, a $200,000, 30-year fixed mortgage (a 30-year fixed rate mortgage is replaced with a 5-year adjustable rate mortgage if it yields a greater benefit as it is assumed more in demand), $5,000 in an interest/dividend checking account, $10,000 in a one-year certificate account, and $2,500 in a money market account

Unless indicated othwerwise, rates assume an excellent credit score, 20% down payment, debt-to-income ratio of less than 40%. Rates & fees may vary & are based on factors including, but not limited to, market change, credit history, down payment, property type & other factors associated with your loan application. Private Mortgage Insurance (PMI) may be required on mortgage loans with less than 20% down.

© America's Credit Unions 2026

A smarter way forward

With big-time financial benefits, find out how much more you can accomplish with Tower.