Routing Number | 255077370

The Tower Advantage

Our members earn and save $69 million1 more! And that's just the beginning.

Better rates. Less fees. More cash back.

Home Equity Line of Credit

Members saved $13.3 million with our low HELOC rates that we held steady in 2023 despite industry trends.

Share Certificates

Members earned $25 million more in interest compared to certificates/CDs offered by the big banks.

Less Fees

Members saved $4.5 million in fees just by banking with us. Less fees means more money for the things that matter most to you.

Free Checking

Tower's free checking and higher savings rates helps you grow your money faster, without pesky fees.

Car Buying

Get exclusive savings and discounted auto loan rates with the Tower Car Buying Service, powered by TrueCar.

Shop and Save

We have the right credit card to fit your lifestyle and spending needs.

Home Buying

Save money at closing with our Real Estate Rewards program, powered by Newzip.

Convenient Locations

Enjoy 16 branches and 30,000+ unlimited free ATMs nationwide.

It all adds up—Tower membership gives you more!


Dollar value shown represents the results of the 2023 Tower Federal Credit Union Member Value Study. Annual member value is estimated by comparing the average interest and dividend rates of Tower’s loan and deposit product portfolios versus average local bank and credit union rates for similar products from external sources like RateWatch. We also compared Tower’s fees to the advertised fees of local banks. Additionally, we totaled the actual cash value of product incentives and other benefits that Tower offers to its members. The estimated savings and earnings are for illustrative purposes only and your actual earnings and savings may differ based on the account terms and conditions, rates and fees. There is no guarantee of savings or earnings either expressed or implied.

A smarter way forward

With big-time financial benefits, find out how much more you can accomplish with Tower.