Routing Number | 255077370

Deposit Rates

Give your money some extra momentum.

It takes a team effort to get you to your goals.

It takes a lot of hard work to save money these days. Be rewarded for your extra effort with our higher dividend rates on Savings Accounts, Certificates, Money Markets, and Individual Retirement Accounts.  

Free Checking Accounts

Effective Date: June 24, 2024
Checking Account Type Dividend Rate % APY %* Minimum to Open
Regular Checking0.15%0.15%$10
Request Checking0.15%0.15%$10
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Savings Accounts

Effective Date: June 24, 2024
Savings Account Type Dividend Rate % APY %* Minimum to Open
Prime Share0.85%0.85%$5
Holiday Club0.85%0.85%$5
You Name It Club0.85%0.85%$5
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Money Market Accounts

Open a Money Market account to earn higher dividends for higher balances. Minimum deposit to open the account is $2,500.

Effective Date: June 24, 2024
Money Market Account Balance Dividend Rate % APY %*
$0.00 to $2,499.990.15%0.15%
$2,500.00 to $9,999.991.00%1.00%
$10,000.00 to $49,999.991.73%1.75%
$50,000.00 to $99,999.992.23%2.25%
$100,000.00 to 499,999.992.71%2.75%
$500,000.00 and above2.96%3.00%
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Share Certificates

Effective Date: June 24, 2024
Regular and Special Share Certificates Dividend Rate % APY %* Minimum to Open
3 month†1.39%1.40%$500
6 month1.88%1.90%$500
9 month†4.26%4.35%$500
18 month†4.55%4.65%$500
1 year4.69%4.80%$500
2 year4.21%4.30%$500
3 year3.83%3.90%$500
4 year3.59%3.65%$500
5 year3.49%3.55%$500
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

The 3 month, 9 month, and 18 month Share Certificates will automatically renew at the next highest term Share Certificate unless the funds are withdrawn at maturity. The 3 month, 9 month, and 18 month Share Certificates are not offered on Individual Retirement Accounts.

Effective Date: June 24, 2024
Bump-Up Share Certificates Dividend Rate % APY %* Minimum to Open
4 year Bump-Up3.10%3.15%$5,000
5 year Bump-Up3.00%3.05%$5,000
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Owners of Bump-Up Certificates may change the dividend rate once during the term.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

Effective Date: June 24, 2024
Mini-Jumbo Share Certificates Dividend Rate % APY %* Minimum to Open
4 year Mini-Jumbo3.73%3.80%$20,000
5 year Mini-Jumbo3.63%3.70%$20,000
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

Effective Date: June 24, 2024
Jumbo Share Certificates Dividend Rate % APY %* Minimum to Open
30 - 90 days1.44%1.45%$100,000
91 - 182 days1.93%1.95%$100,000
183 - 273 days4.31%4.40%$100,000
274 - 365 days4.74%4.85%$100,000
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

IRAs

Effective Date: June 24, 2024
Product Dividend Rate % APY %* Minimum to Open
IRA Club Account0.850.85$5
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Effective Date: June 24, 2024
Regular IRA Share Certificates Dividend Rate % APY %* Minimum to Open
1 year4.69%4.80%$500
2 year4.21%4.30%$500
3 year3.83%3.90%$500
4 year3.59%3.65%$500
5 year3.49%3.55%$500
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

Effective Date: June 24, 2024
Bump-Up IRA Share Certificates Dividend Rate % APY %* Minimum to Open
4 year Bump-Up3.10%3.15%$5,000
5 year Bump-Up3.00%3.05%$5,000
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

Effective Date: June 24, 2024
Mini-Jumbo IRA Share Certificates Dividend Rate % APY %* Minimum to Open
4 year Mini-Jumbo3.73%3.80%$20,000
5 year Mini-Jumbo3.63%3.70%$20,000
*

APY = Annual Percentage Yield.

Fees can reduce earnings. Rates are subject to change. See additional disclosures.

Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.