Get $300 when you open a Tower free checking account with recurring direct deposits of $1,000 or more

Here's how it works:

Open a Tower free checking account with a $10 minimum deposit.

Receive two recurring qualifying direct deposits of $1,000 or more within 90 days.

Earn a $300 bonus within 60 days of meeting qualifications.

Offer is only available to the following: 1) Residents of MD, DC, DE, PA, VA, WV; or 2) Department of Defense (DoD) personnel and their family; or 3) existing Tower members as of April 20, 2025.

Make the switch to smarter checking

No Monthly Fee

There's no minimum balance requirement, either.

30,000+ Fee-Free ATMs

You'll always have access to cash without any pesky fees.

24/7 Digital Banking 

Manage your finances on the go with our top-rated Mobile App.2

Local Like You

Schedule an appointment or stop by one of our 16 local branches for friendly financial advice.

For each debit card purchase, Tower donates to military heroes and children in need.

Make a purchase, Make a difference.

Pennies for Change
Every time you use your Tower card, we donate a penny to support Veterans and military families. Together, we've given over $1.2 million—small change, big impact.

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Offer eligibility requirements: Offer is only available to the following: 1) Residents of MD, DC, DE, PA, VA, WV; or 2) Department of Defense (DoD) personnel and their family; or 3) existing Tower members as of April 20, 2025. Offer not available to existing Tower checking members, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. Must be U.S. resident with a valid U.S. taxpayer identification number to qualify. This offer is valid for new Tower Checking accounts opened from April 21, 2025 to July 31, 2025 and intended for new checking members. You can receive only one new checking account opening related bonus per member. The minimum deposit required to open a Checking account is $10. Membership eligibility required.

To receive a $300 bonus: 1) Open a new Tower Checking account between April 21, 2025 and July 31, 2025, which is subject to approval; AND 2) Receive at least two recurring direct deposits of $1,000 or more into the new checking account within 90 days of account opening. Each recurring direct deposit amount must be $1,000 or more to qualify. Qualifying direct deposits must be a recurring electronic deposit of your net paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®), Online and Mobile App transfers, or deposits from a bank or brokerage account are not considered a direct deposit. Tower’s determination of offer eligibility is final.

After you have completed all the above requirements, we’ll deposit the bonus in your new account within 60 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. If the checking account is closed or recurring direct deposit is stopped within six months of account opening, Tower reserves the right to deduct the bonus from the account. Cash bonus is considered interest and is subject to taxation. This offer is subject to change and may be discontinued at any time without prior notice. For current Annual Percentage Yield (APY) for Checking accounts, visit https://www.towerfcu.org/rates/deposit-rates, which are subject to change.

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Mobile Banking Disclosure – Mobile Banking services are free to all Tower members. Your carrier’s message and data rates may apply. Other Mobile Deposit restrictions may apply.