Routing Number | 255077370


A smarter way forward so you can achieve a stronger financial future.

Special Offer

Get $300 when you open a Tower checking account and set up a qualifying direct deposit within 60 days.1

Get more for your money with great rates, less fees, and member-only perks.

Bank anytime, anywhere with our top-rated App, digital banking, and over 30,000+ free ATMs nationwide.

Tower Car Buying Service powered by TRUECar® is a no-haggle way to receive transparent pricing, with discounted loan rates for members.

A Regular Checking account with Tower comes with a free Mastercard® debit card to give you a more flexible, smoother way to pay.

The Tower HomeAdvantage® program has everything you need to buy or sell your home.

Personalized financial advice and resources to help you achieve your short- and long-term goals.

Choose from three Tower Mastercard® options that provide rewards and cash-back to increase your purchasing power.

For nearly 70 years, Tower has been driven to serve – empowering our members with leading technology and products, exceptional value and trusted expertise. Learn more about Tower and how we help to ensure your financial well-being.

It's Easy to Join

It only takes a few minutes and there are many ways to qualify for Tower membership. Open your savings account with just a $5 initial deposit, and you're a Tower member for life! Take our quiz below to check your eligibility.

Reset your eligibility answers at any time

Are you an employee or retiree of our sponsor Agency?

Are you an employee of one of the following Tower partner companies?

Are you related to a current Tower member?

Would you like to become a member by making a $35 donation to The TowerCares Foundation?

You are eligible!
Please contact us to confirm your eligibility.

Just an initial $15 deposit opens a free checking account and a Prime Share savings account, and establishes lifetime membership.

Make sure you have these documents on hand when you fill out your membership application:

  • Your U.S. Social Security number
  • A valid form of ID – a U.S. driver's license or other U.S. government-issued ID (if Resident Alien card, valid State ID required as well), U.S. Military ID or U.S. Passport
  • A previous home address (if you have lived at your current home address less than two years)

When you open your Tower Federal Credit Union account online, you can fund your new account using a credit card, debit card, or U.S. checking or savings account. If you plan to open your new account in a branch, you can use cash or check.

Plus, we make it easy to move your existing accounts to Tower from another financial institution using our Switch Kit.

It all adds up—Tower membership gives you more.

Make a Purchase. Make a difference.

Pennies for Change
Giving back to the community is extremely important at Tower. Every time you use your Tower debit or credit card, Tower will donate a penny to the TowerCares Foundation.