For all the purchasing power you need, there’s Tower Mastercard®. Enjoy rates as low as 10.90% APR*, and pay no annual fee. Choose from our Gold or Standard Mastercard, both with Mastercard’s Zero Liability protection against fraud if your card is lost or stolen. Our credit cards have EMV chips for an added layer of security, providing greater protection against credit card fraud.

Gold Mastercard

  • Credit lines ranging from $5,000 to $30,000
  • 1% rebate on all purchases, credited monthly to your credit card account
  • No annual fee
  • Rates as low as 10.90% APR* on purchases and cash advances
  • Extra cardholder benefits at no cost

 

Standard Mastercard

  • Credit lines ranging from $1,000 to $4,999
  • No annual fee
  • Rates as low as 10.90% APR* on purchases and cash advances
  • Extra cardholder benefits at no cost

 

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*Rates based on creditworthiness and qualifications.

It’s easy to stay connected to your Tower Mastercard account online 24/7 in secure Home Banking and on the go with Tower’s Mobile App. Check your card balance and available credit, view recent and past transactions, make payments, receive electronic statements, and more. Pay your bill in seconds or set up automatic deductions and never worry about missed or late payments.

Getting ready to travel? Let us know before you go so we can help protect against theft or unauthorized card use. Fill out a Credit/Debit Card Travel Notification Form within Home Banking, under Additional Services. You can also call the Member Service Center at 301-497-7000 or 866-56-TOWER.

It’s easy to make payments and transfers from your Tower accounts to your Tower credit card. Set up one-time or recurring payments with just a few taps and clicks in secure Home Banking or on the go with Tower’s Mobile App. You can also sign up for the Mastercard Automatic Payment Plan.

If your card is lost or stolen, please call 866-570-1238 in the U.S. From outside the U.S., call 515-457-2082.

To report fraudulent activity or to dispute a credit card charge, call 866-570-1238 in the U.S. From outside the U.S., call 515-457-5584

See our cyber safety tips and other tips for identity theft prevention.

You don’t have to worry about unauthorized purchases, because your Tower credit card includes Mastercard’s Zero Liability Protection.

To protect against theft and unauthorized use of your Tower credit and debit cards, Tower monitors your card activity 24 hours a day. If we notice suspicious activity on one of your cards, we’ll need a way to contact you while you’re on the road—just to confirm if the activity is authorized.

Help reduce the chance of declined transactions, missed payments, and disrupted services due to outdated card information. Learn more.

Not a member of Tower Federal Credit Union yet? See if you are eligible to join!

For further assistance, please visit a branch or call our Member Service Center at 301-497-7000 or 866-56-TOWER.

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Special Mastercard® Balance Transfer Offer
Pay no interest for all of 2019! Transfer your high-rate credit card balances to a Tower Gold or Standard Mastercard and enjoy 0% interest through December 31, 2019, with just a low 3% balance transfer fee. After that, rates between 10.90%-15.99% APR apply.* Limited time! Offer ends February 28, 2019. Transfer balances. Details.