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Personal insurance programs to meet all your needs.
Protecting you and your family is important to you and to Tower. That’s why we have partnered with several trusted providers to bring you affordable personal insurance coverage options to enhance your life and bring you peace of mind.

Accidents can happen anytime. Be prepared.

A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*

That’s why you’re entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Tower Federal Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents can happen anytime, there’s no better time to help protect the people who matter most.

Enroll Now

 

*Accident statistic from National Safety Council “Injury Facts,” 2018.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© 2020 TruStage Insurance Agency

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Expect the best out of life but be prepared. Tower is here to help.

Tower realizes that you want the best for your family and that means planning for life’s “what ifs.” For example, what if you were to die unexpectedly and your family had to make ends meet without your income?

With everything you have to think about every day, at least purchasing life insurance should be easy and affordable. That’s why TruStage® Term Life Insurance is available entirely online:

  • Six-step application
  • 100% online
  • Just a few health questions
  • No medical exam
  • Instant decision (up to $100,000)

Don’t wait another day to be prepared. Get an instant quote based on your budget today.

Enroll Now

 

TruStage® Simplified Issue Term Life Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. 5910 Mineral Point Rd, Madison WI 53705. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 45, 50, 55, 60, 65, 70, and 75. Base Policy Numbers with a face amount of 100,000 or below: ICC16-A10a-039, A10a-039-2016. Product features and availability may vary by state. Base Policy Numbers with a face amount of 101,000 or above: ICC17-SIT-2, 2017-SIT-2. SIT1, SIT2-3242834.2-0920-1022

Even with health insurance, bills can pile up during hospital stays. This supplemental coverage is available to you as a member of Tower. Cash Benefits are paid directly to you for a covered accident or all sickness—even a pre-existing condition—for each day of a doctor ordered hospital stay.

Get $200.00 a day per hospitalization due to all sickness—up to $1,400.00 a week—$73,000.00 max per occurrence up to 365 days

Get $400.00 a day per hospitalization due to a covered accident—up to $2,800.00 a week—$146,000.00 max per occurrence up to 365 days

Guaranteed Acceptance. No Medical Exams. No Health Questions. Terms, conditions, and exclusions apply. And lump-sum cash benefits are paid in addition to any other insurance you may have.

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Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

Collect Daily Cash Benefits of up to $1,800
Tower members can purchase the Hospital Accident Insurance Plan at group rates. If a covered accident lands you in the hospital, you can receive the following Cash Benefits:

$1,800 a day Intensive Care Confinement $900 a day Hospital Confinement

  • All Cash Benefits paid directly to you
  • All paid in addition to any other insurance you may have
  • All yours to spend any way you want
  • Select individual coverage for $17.65 per month or family coverage for $29.95 per month

Enroll Now

 

This product may not be available to residents of all states. Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75. Insurance is underwritten by Federal Insurance Company, a Chubb company. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Federal Insurance Company.