Personal insurance programs to meet all your needs.
Protecting you and your family is important to you and to Tower. That’s why we have partnered with several trusted providers to bring you affordable personal insurance coverage options to enhance your life and bring you peace of mind.
Another Credit Union Membership Perk: $1,000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage at No Cost.
One of the nice benefits of your Tower membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company.
This is important insurance. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.
To receive $1,000 of AD&D coverage at no cost or obligation, all you need to do is claim it.
For greater protection, you can also add to your no-cost policy by purchasing up to $300,000 of additional coverage from CMFG Life. You’ll find the rates are designed to be affordable.
Don’t miss this opportunity to take advantage of your Tower membership. Sign up now for your no-cost or additional AD&D insurance protection.
TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by Tower Federal Credit Union.
Expect the best out of life but be prepared. Tower is here to help.
Tower realizes that you want the best for your family and that means planning for life’s “what ifs.” For example, what if you were to die unexpectedly and your family had to make ends meet without your income?
With everything you have to think about every day, at least purchasing life insurance should be easy and affordable. That’s why TruStage® Term Life Insurance is available entirely online:
- Six-step application
- 100% online
- Just a few health questions
- No medical exam
- Instant decision (up to $100,000)
Don’t wait another day to be prepared. Get an instant quote based on your budget today.
TruStage® Simplified Issue Term Life Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 45, 50, 55, 60, 65, 70, and 75. Base Policy Numbers with a face amount of 100,000 or below: ICC16-A10a-039, A10a-039-2016. Base Policy Numbers with a face amount of 101,000 or above: ICC17-SIT-2, 2017-SIT-2. SIT1-3242834.1-0920-1021
Even with health insurance, bills can pile up during hospital stays. This supplemental coverage is available to you as a member of Tower. Cash Benefits are paid directly to you for a covered accident or all sickness—even a pre-existing condition—for each day of a doctor ordered hospital stay.
Get $200.00 a day per hospitalization due to all sickness—up to $1,400.00 a week—$73,000.00 max per occurrence up to 365 days
Get $400.00 a day per hospitalization due to a covered accident—up to $2,800.00 a week—$146,000.00 max per occurrence up to 365 days
Guaranteed Acceptance. No Medical Exams. No Health Questions. Terms, conditions, and exclusions apply. And lump-sum cash benefits are paid in addition to any other insurance you may have.
Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.
Collect Daily Cash Benefits of up to $1,800
Tower members can purchase the Hospital Accident Insurance Plan at group rates. If a covered accident lands you in the hospital, you can receive the following Cash Benefits:
$1,800 a day Intensive Care Confinement $900 a day Hospital Confinement
- All Cash Benefits paid directly to you
- All paid in addition to any other insurance you may have
- All yours to spend any way you want
- Select individual coverage for $17.65 per month or family coverage for $29.95 per month
This product may not be available to residents of all states. Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75. Insurance is underwritten by Federal Insurance Company, a Chubb company. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Federal Insurance Company.