Tower is a co-operative organization that exists for the financial well-being of its member-owners.  Unlike banks, there are no stockholders to pay.  Profits are returned to members by keeping rates fair, fees few and low, performance high and deposits safe.

Tower provides a service-oriented, convenient place to save and earn money and obtain loans at low rates.  We make available all the services you need to meet your financial goals.  Your deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

Tower remains committed to its founding principles of sound money management and prudent lending practices.  Tower strives to deliver value to its members through service excellence, price, honesty, convenience and safety.

Learn more about us.

Once you become a member, you’re a member for life.

Just an initial $15 deposit opens a free checking account and a Prime Share savings account, and establishes lifetime membership.

Make sure you have these documents on hand when you fill out your membership application:

  • Your U.S. Social Security number
  • A valid form of ID – a U.S. driver’s license or other U.S. government-issued ID (if Resident Alien card, valid State ID required as well), U.S. Military ID or U.S. Passport
  • A previous home address (if you have lived at your current home address less than two years)

When you open your Tower Federal Credit Union account online, you can fund your new account using a credit card, debit card, or U.S. checking or savings account. If you plan to open your new account in a branch, you can use cash or check.

Plus, we make it easy to move your existing accounts to Tower from another financial institution! See our Switch Kit.

Become a Member

For information about opening an account for minors, see Youth Accounts.

Being a member of Tower Federal Credit Union has its benefits.

Become a Member

For further assistance, please visit a branch or call our Member Service Center at 301-497-7000 or 866-56-TOWER.