Routing Number | 255077370

Tower Car Buying Service

Shop from home and save a bundle on your next vehicle.

A no-hassle approach to getting a great deal.

Search for New and Used Vehicles Online

No wasted time going from one dealer to the next

Save an Average of $2,177 off MSRP*

With upfront price offers from local dealers

Loan Discounts

0.25% off loan rates for using the service and financing at Tower, get another 0.25% off when you enroll in automatic monthly loan payments.

Have a Car to Sell?

Find out how much your trade is worth from the convenience of home using TrueCar Trade.

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You depend on your car, truck, or SUV to get you where you're going. So when you're ready to buy, you want to get the decision right. Thanks to our partnership with TrueCar®, you can conduct detailed research on a wide range of models, and then browse TrueCar dealer inventory until you find what you're looking for.

Get pre-approved and know exactly how much you can spend and save with a low-rate Tower vehicle loan. Ask us about an Auto Express Loan Check.


  • Search: Research and Compare competitively priced new and used vehicles.
  • Lock-in Savings: Select the vehicle from in-stock inventory of local dealers and receive an upfront price offer.
  • Visit the Certified Dealer: Test drive your car and if it is the one you love, let the dealership know you are financing with Tower.
  • Finalize Your Financing: Give us a call when you have selected your vehicle and have a Purchase Order. Your check and loan documents will be finalized.

  • GAP Advantage with PowerBuy: If your vehicle is stolen or damaged beyond repair, GAP covers any shortfall between your insurance settlement and the amount you still owe on your auto loan.
  • Extended Warranty: Avoid budget-breaking repair bills with coverage that picks up where the dealer or manufacturer warranty on your car leaves off.
  • Loan Payment Protection: For a low price, you can enjoy peace of mind that comes with knowing that your loan payments will be covered if you encounter life events such as job loss, illness or disability.

Tower has you covered for everything you need to buy your car with ease. Once you find the car you want, at the price you want, you can get pre-approved for a Tower car loan before you purchase. Then, you can negotiate with the dealer for the exact amount – and pay for your purchase on the spot just like a cash buyer. It’s that simple.

  • Save time. Get easy pre-approval before you go to the dealer.
  • Add convenience. Checks are valid for 30 days, so you can take your time finding the right vehicle.
  • Protect your credit. Eliminates the need for additional credit inquiries that can lower your credit score. Auto Express Loan Checks can be used at franchise dealers in MD, DC, PA, DE & VA. Certain restrictions apply.


1 Auto MSRP Disclosure – Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Tower Federal Credit Union Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $2,177. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.