Mortgage Rate Disclosures

Notes for First Mortgage Rates:
* 100% financing available for purchases of primary residences in MD, DC, VA, TX, CO and FL. Condominiums are excluded for Florida. For loan amounts up to $453,100 and LTV’s of 97.01% to 100%.

^ 100% jumbo financing available for purchases of primary residences in MD, DC, and VA. For loan amounts from $453,101 to $625,500 and LTV’s of 90.01% to 100%.

Low down payment options are available for 30 year fixed rate term only with LTV’s of 95.01% – 97%.

Second/Vacation home loans are available for most products.

Mobile Home/Manufactured Home loans are available for fixed rates only. An additional .50% will be added to the rate.

Jumbo loans are available for loan amounts from $453,101 to $850,000.

Investment Property Home loans are available for fixed rates only, excluding the 10 year term, the following will be added to the rate:
For LTV ≤ 75% add .500%
For LTV 75.01-80% add .875%
For refinance transactions, the maximum LTV is 75%
(Some restrictions apply)

APR for conforming loans is based on a loan amount of $453,100 and $1,660 in other fees.
APR for non-conforming loans is based on a loan amount of $850,000 and $1,760 in other fees.