‡Special Intro Offer: Applies to new World or Empower card accounts opened between April 1 and May 31, 2021. The special intro offer for World card will appear as 20,000 bonus points added to the myTowerRewards account after the 3 month introductory period ends from the date of account opening and can be redeemed for cash back. Minimum $25 to redeem for cash back. For Empower card accounts, the $100 reward will appear as a statement credit after the 3 month introductory period ends from the date of account opening. Standard card terms will apply if the $2,000 Special Intro Offer minimum spend requirement within the first 90 days of account opening is not met. Refer to your Account Opening Disclosure for your standard terms.