* Annual Percentage Rates effective: 12/3/2020 and is subject to change. 1.24% APR applies to 36 month term new vehicle purchases only and includes a 0.25% discount for enrollment in automatic monthly loan payments and 0.25% discount for using the Tower Car Buying Service with TrueCar Guaranteed Savings certificate. Not all applicants will qualify for the lowest rate. All applications subject to verification of current employment. Rates, terms and conditions vary based on creditworthiness and program requirements. Other conditions including acceptable collateral apply.