The $5 Million Member Giveback

This season, Tower is giving back—in a big way.

At Tower, success means more when we share it with you.


This fall, we're giving back $5 million* in total value to our members through surprises, exclusive offers and more ways to save and earn. It's our way of saying thank you for being a Tower member.

Paid by Tower

Your next purchase could be on us—up to $400.1
  1. Use Your Tower debit card for everyday purchases.
  2. Every qualifying purchase ($20 -$400) automatically gives you another chance to win.
  3. Get paid back! If your purchase is selected, we'll put the full amount back in your Tower checking account.

More ways to celebrate


The giveback doesn’t stop there.
We’re bringing members even more ways to save and earn throughout the celebration.

3.50% APY2 Money Market Special

Boost your savings with a special member-only rate, available October 6 through December 28, 2026.
Learn More Learn more about Money Market Accounts

Save on your next ride

Finance your next vehicle with Tower and enjoy competitive auto loan rates—plus complimentary GAP Advantage with PowerBuy™ (a $499 value)3.
Learn More Learn more about our Auto Loans

More rewards. More appreciation.

*The $5 million Member Giveback represents Tower's estimated aggregate member value across the Paid by Tower promotion, Money Market Special and complimentary GAP offer. Actual value will vary based on member participation, eligible deposit balances, loan volume and other applicable offer terms. See individual offer disclosures for complete details.

1NO PURCHASE NECESSARY TO ENTER OR WIN. Open to legal residents of the 50 United States and D.C. (excluding FL and NY), age 18 or older. Promotion runs 10/3/26 -12/18/26 with weekly drawings. Each Qualifying Transaction of $20 -$400 made with a Tower Mastercard® debit card automatically generates one entry. No Tower membership or purchase required to enter by mail; alternate mail-in entry method available. 3,500 potential winners selected in each weekly drawing; additional potential winners may be selected in the final drawing as described in the Official Rules. Maximum one prize per person during the Promotion. Purchase-based prizes subject to Good Standing requirements. Approximate retail value of each prize: $20 -$400. Tower expects to award $2,500,000 or more in aggregate prizes during the Promotion. Odds depend on eligible entries received and prizes available for the applicable weekly drawing. Restrictions and exclusions apply. Void where prohibited. Winners may be identified by first name, last initial and prize amount. See Official Rules for complete details. Mastercard® is not a sponsor of or affiliated with this Promotion.

2APY = Annual Percentage Yield. The 3.50% APY applies to all balances in Money Market accounts from October 6, 2026 through December 28, 2026; after that, the rate is variable and may change. The minimum opening deposit is $2,500. Fees could reduce earnings on the account.

3To qualify for complimentary GAP Advantage with PowerBuy™, the loan must be financed directly through Tower for the purchase or refinance of an eligible auto, pickup, or SUV and GAP Advantage with PowerBuy must be obtained at the time the loan is funded. Applications must be received between October 1 and December 31, 2026 and the loan must be funded within 30 days of the application date. Refinancing an existing Tower loan is not eligible. Complimentary GAP Advantage with PowerBuy is optional. Whether or not you accept GAP Advantage with PowerBuy will not affect your application for credit or the terms of any existing credit agreement you have with Tower. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits of GAP Advantage with PowerBuy. Please carefully read the contract for a full explanation of terms. The promotion is subject to change at any time.