Financial Wellness
2 Powerful Financial Tools You May Be Overlooking
Managing your money doesn't have to be overly complex or time-consuming. We offer free to our members two helpful online financial tools that can help you stay on top of your finances and grow your savings—and while they are easily accessible, you may be overlooking them.
Financial Management helps you see a complete picture of your finances in one place. Use it to create a savings plan, monitor your progress, and see trends in your spending. You can also connect accounts from other financial institutions to track spending trends across all your accounts and analyze your money habits. Set specific savings goals, like a dream vacation or new car, and work towards them.
To get started, simply log in to Tower's online banking and go to Financial Management, or tap More in our mobile app.
The more frequently you log in and use Financial Management, the more powerful it becomes in helping you stay organized, informed, and protected. Take a few minutes to explore this free resource available to you as part of your Tower membership. You might be surprised how useful it can be.
Our online calculators are a smart and easy way to begin your financial research, plus we do the math for you! We offer 11 free and easy-to-use online calculators all in one spot on our website for our members:
Auto Loan Calculator. Take a closer look at the numbers that make up your monthly car payment.
Auto Refinance. See how a lower rate from Tower can truly pay off.
NEW! Balance Transfer Calculator. See how much you can save by transferring your credit card balances to Tower.
Budget Calculator. Find out where your money goes monthly and where you can save more.
Credit Card Pay-off Calculator. Find out the effort required to reach debt-free on your credit card.
Debt Consolidation Calculator. See if rolling your debt into one loan is a good financial move.
Home Affordability Calculator. Find out what size mortgage fits comfortably within your budget.
Home Equity Line of Credit (HELOC) Calculator. Estimate how much equity is in your home and what you can borrow.
Home Refinance Calculator. See if a mortgage refi could be a smart move in current market conditions.
Savings Goal Calculator. Set a specific number to reach and find out what it takes to get there.
Share Certificate Calculator. Track the growth of your Tower Share Certificate over its full term.
Please note that the Calculators and information provided are for general and educational purposes only; they are not intended to provide specific financial, legal, tax, or investment advice.
Financial Management—your budget, simplified
Forget expensive or subscription-based financial tools. Our Digital Banking members have free access to a state-of-the art money management program right at their fingertips with Financial Management.Financial Management helps you see a complete picture of your finances in one place. Use it to create a savings plan, monitor your progress, and see trends in your spending. You can also connect accounts from other financial institutions to track spending trends across all your accounts and analyze your money habits. Set specific savings goals, like a dream vacation or new car, and work towards them.
To get started, simply log in to Tower's online banking and go to Financial Management, or tap More in our mobile app.
The more frequently you log in and use Financial Management, the more powerful it becomes in helping you stay organized, informed, and protected. Take a few minutes to explore this free resource available to you as part of your Tower membership. You might be surprised how useful it can be.
Financial Calculators—let us do the math for you
If you ever wonder how much home you can afford, what you could save if you refinance your auto loan, or whether it makes sense to take advantage of a credit card balance transfer offer, our financial Calculators page is a valuable resource.Our online calculators are a smart and easy way to begin your financial research, plus we do the math for you! We offer 11 free and easy-to-use online calculators all in one spot on our website for our members:
Auto Loan Calculator. Take a closer look at the numbers that make up your monthly car payment.
Auto Refinance. See how a lower rate from Tower can truly pay off.
NEW! Balance Transfer Calculator. See how much you can save by transferring your credit card balances to Tower.
Budget Calculator. Find out where your money goes monthly and where you can save more.
Credit Card Pay-off Calculator. Find out the effort required to reach debt-free on your credit card.
Debt Consolidation Calculator. See if rolling your debt into one loan is a good financial move.
Home Affordability Calculator. Find out what size mortgage fits comfortably within your budget.
Home Equity Line of Credit (HELOC) Calculator. Estimate how much equity is in your home and what you can borrow.
Home Refinance Calculator. See if a mortgage refi could be a smart move in current market conditions.
Savings Goal Calculator. Set a specific number to reach and find out what it takes to get there.
Share Certificate Calculator. Track the growth of your Tower Share Certificate over its full term.
Please note that the Calculators and information provided are for general and educational purposes only; they are not intended to provide specific financial, legal, tax, or investment advice.

