Routing Number | 255077370

Financial Wellness

  • March 2, 2026

Get Your Tax Refund Faster in 2026

Get your money quicker and reduce the risk of fraud by directing your tax refund to your Tower account. It's easy, safe, and completely free. You won't have to worry about losing your refund check in the mail or having it stolen by scammers.

Setting up your direct deposit is simple.
  • Fill in Tower's routing number—255077370—in the appropriate section on your state and federal tax returns.
  • Check the box designating the account to receive your tax refund direct deposit (checking or savings).
  • List your Tower account number. You can find your account number on your monthly statement or in Digital Banking.
Our address is: Tower Federal Credit Union, P.O. Box 123, Annapolis Junction, MD 20701.

Create your secure IRS account now.

The Internal Revenue Service encourages all taxpayers to create an IRS Individual Online Account to access their tax account information securely online and to help protect against identity theft and fraud.

Save some, spend some

You can split your federal tax refund between your Tower Prime Share savings account and your Tower checking account. This way, you can spend part of it now and save the rest! Just fill out IRS Form 8888, Allocation of Refund (available at irs.gov), and submit it with your federal tax return. Note that this option usually isn't available for state tax refunds.

 
Resources: The Internal Revenue Service