Routing Number | 255077370

Financial Wellness

Tower Happenings—March 2024


Speed Up Your Tax Refund with Direct Deposit

Get your money faster and help protect against fraud when you direct deposit your tax refund to your Tower account. It's easy, safe, and free. Plus, you don't have to worry about your refund check getting lost or stolen in the mail, or even worse, ending up in the hands of scammers.

Setting up your direct deposit is easy.

Fill in Tower's routing number—255077370—in the appropriate section on your state and federal tax returns.

Check the box designating the account to receive your tax refund direct deposit (checking or savings.)

List your Tower account number. Your account number can be found on your monthly member statement and also in Digital Banking.

Our address is: Tower Federal Credit Union, P.O. Box 123, Annapolis Junction, MD 20701.

Split your refund and save

You can split your federal tax refund between your Tower Prime Share savings account and your Tower checking account. Spend some now and save the rest. Simply fill out IRS Form 8888, Allocation of Refund (available at, and include with your federal tax return. This option is not available for most state tax refunds.


Free Real Estate Seminars

If you are in the market for a new home this spring, or are thinking about refinancing your current mortgage, we are here to help. Come join us at one of our free informative seminars where you will gain the tools and knowledge to navigate the home buying or refinance process.

Here are this month's upcoming seminar topics and dates. Click here for details and to register. Space is limited—be sure to register early so you don't miss out!

Tuesday, March 5
6:00-7:30 pm

Thinking About Buying? Everything You Need to Know About Today's Market
At this free seminar, you'll hear insights on the current market, learn the home buying process from start to finish, and get tips on finding the right home for you. Plus, find out how you can get cash rewards through our Real Estate Rewards program powered by Newzip.*


Tuesday, March 19
6:00-7:30 pm

Does it Make Sense to Refinance in Today's Market?
At this free seminar, you'll get tips on when it's a good time to refinance, hear insights on the current market, and learn about the loan refinancing process and financing options from an experienced Tower mortgage loan consultant.

Both seminars will take place at our Laurel Headquarters (in the café), located at 7901 Sandy Spring Road, Laurel, Md. 20707. Light refreshments will be served.

All seminar attendees will receive a certificate for $200 off closing costs with a Tower mortgage loan plus a certificate for $100 off title fees when you use Tower Title Services.**

One lucky attendee each seminar will be our grand prize winner!

*See for details. Cash rewards are not available in all states for home buyers.
**Tower Title Services is available in Maryland, Virginia, and Pennsylvania. Operates as Tower Settlement Services in Pennsylvania.

Free Shred Event at Laurel Branch on May 4

Get rid of your sensitive documents securely at Tower's Shred Day on Saturday, May 4. The free event will be held from 10:00 a.m. to 1:00 p.m., in the parking lot of Tower's Laurel Headquarters Building.

Our shred days are fun for the whole family, while helping our members prevent fraud. There is a limit of five boxes of documents per car. While you're there, enjoy free refreshments, games and prizes.

You'll also have the opportunity to chat with representatives from the Tower Car Buying Service, Tower Wealth Management® and our Real Estate Rewards program.

We hope to see you there!