With FREE mobile banking1 you can manage your Tower accounts anytime, anywhere, with your smartphone or mobile device. Deposit checks, check balances, make transfers, pay bills, find surcharge-free ATMs, or even get help buying a car – all on your mobile device.

We use the most advanced encryption technologies available, and your account information is never stored on your device, making banking on the go safer and more secure than ever.

Once you are enrolled in Home Banking, you can bank online using your mobile device by downloading Tower’s Mobile App, by visiting towerfcu.org, or by using Text Banking.

 Mobile Apptowerfcu.orgText Banking
Account Management
Biometric Loginx
Account balances and transactionsxxx
Transfer moneyxxx
Quick Balance featurex
Receive account alerts & notificationsxxx
View Mastercard® credit card activityxx
Apply for loansxx
Make loan paymentsxx
Pay and manage bills onlinexx
View cleared check imagesx
Deposit checks with Mobile Depositx
Manage Debit Reward offersxx
View eStatementsxx
 
Product Rates and Services
View current ratesxx
Access to Money Managementxx
Link to Tower HomeAdvantage programxx
Link to Tower Car Buying Servicexx
 
Contact Tower
Send & Receive Secure E-mailxx
Live Chatxx
Locate ATMs & branchesxx

Mobile App

If you have an Apple® or Android phone or tablet, or Kindle Fire, download Tower’s FREE Mobile App for quick and easy access to your Tower accounts anytime, anywhere.1 Check account balances and transactions, make transfers, pay bills, deposit checks and more.

Login to the App using the same username and password as you would for Home Banking.

App Store icon
Google Play icon
Kindle icon

Our Mobile App includes special features to make your life easier.

  • Quick Balance – Check your balance without logging in to the App. Just open the App and swipe down to see your balance and your last 5 transactions within the last 30 days.
  • Push Notifications – You can elect to let Tower send you push notifications when your balance drops below a certain level or when deposits or withdrawals post, always keeping you on top of your finances.
  • Biometric Login* – Add more security and login with just your fingerprint using Fingerprint-ID on Android devices or Touch ID on Apple devices. Login with Face ID on your iPhone X.

If you share your device with others, to protect the security of your account, Quick Balance and Fingerprint Login are not recommended.

Tower’s Mobile App uses the latest encryption methods available. With Mobile Banking, your private data is never stored on your device, so you can be assured that your account information is not at risk if your device is lost or stolen. In addition, Tower does not have access to or store Touch ID or Fingerprint-ID or Face ID authentication.

Easily and securely deposit checks with your Apple® or Android® smartphone or tablet anytime. Login to the Mobile App and go to Check Deposit.

  • Deposit limits up to $5,000 per day or $10,000 per month
  • Deposit to checking and savings
  • Funds available as soon as the next business day

Text Banking

Text us whenever you need information about your accounts. To sign up for free Text Banking1, login to Home Banking and select Additional Services, then choose Text Banking and Email Alerts to activate the service.

Once your phone is activated, text 454545 using the following commands to receive account information:

CommandPurpose
BALCheck your primary account balance
BAL ALLCheck the balances on all your Tower accounts
BAL CHKCheck the balance on your checking account(s)
BAL SAVCheck the balance on your savings account(s)
TRANS (amount)Transfer funds to your primary account
LASTSee the last 5 transactions on your primary account
STOPDeactivate text banking
HELPSee a quick list of text banking commands

Text us whenever you need information about your accounts. To sign up for free Text Banking1, login to Home Banking and select Additional Services, then choose Text Banking and Email Alerts to activate the service.

Once your phone is activated, text 454545 using the following commands to receive account information:

CommandPurpose
BALCheck your primary account balance
BAL ALLCheck the balances on all your Tower accounts
BAL CHKCheck the balance on your checking account(s)
BAL SAVCheck the balance on your savings account(s)
TRANS (amount)Transfer funds to your primary account
LASTSee the last 5 transactions on your primary account
STOPDeactivate text banking
HELPSee a quick list of text banking commands

Mobile App for iPhone

Mobile App for Android Phone/Tablet

Mobile App for iPad

Mobile Deposit

Mobile Web Banking

Text Banking

Mobile Debit Rewards

Not a member of Tower Federal Credit Union yet? See if you are eligible to join!

For further assistance, please visit a branch or call our Member Service Center at 301-497-7000 or 866-56-TOWER.

Android, Google Play and the Google Play logo are trademarks of Google Inc.

Apple, iPad®, iPhone®, and iPod® touch are trademarks of Apple, Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Amazon and Kindle Fire are trademarks of Amazon.com, Inc. or its affiliates.

*Biometric Login: Touch ID requires an iPhone 5s or newer running iOS version 9 or higher. Face ID Authentication requires an iPhone X on iOS version 11 or newer. Fingerprint- ID requires a capable Android device running Android 6.0 (Marshmallow) or later.

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    Mobile Banking Disclosure – Mobile Banking services are free to all Tower members. Your carrier’s message and data rates may apply. Other Mobile Deposit restrictions may apply.