With FREE mobile banking1 you can manage your Tower accounts anytime, anywhere, with your smartphone or mobile device. Deposit checks, check balances, make transfers, pay bills, find surcharge-free ATMs, or even get help buying a car – all on your mobile device.
We use the most advanced encryption technologies available, and your account information is never stored on your device, making banking on the go safer and more secure than ever.
Once you are enrolled in Home Banking, you can bank online using your mobile device by downloading Tower’s Mobile App, by visiting towerfcu.org, or by using Text Banking.
| Mobile App | towerfcu.org | Text Banking | |
|---|---|---|---|
| Account Management | |||
| Biometric Login | |||
| Account balances and transactions | |||
| Transfer money | |||
| Quick Balance feature | |||
| Receive account alerts & notifications | |||
| View Mastercard® credit card activity | |||
| Apply for loans | |||
| Make loan payments | |||
| Pay and manage bills online | |||
| View cleared check images | |||
| Deposit checks with Mobile Deposit | |||
| Manage Debit Reward offers | |||
| View eStatements | |||
| Debit Card Controls | |||
| Product Rates and Services | |||
| View current rates | |||
| Access to Money Management™ | |||
| Link to Tower HomeAdvantage™ program | |||
| Link to Tower Car Buying Service | |||
| Contact Tower | |||
| Send & Receive Secure E-mail | |||
| Live Chat | |||
| Locate ATMs & branches |
Mobile App
If you have an Apple® or Android™ phone or tablet, download Tower’s FREE Mobile App for quick and easy access to your Tower accounts anytime, anywhere.1 Check account balances and transactions, deposit checks, make transfers, pay bills, apply for loans, open new accounts, set account notifications and card controls, and more.
Login to the App using the same username and password as you would for Home Banking.
Our Mobile App includes special features to make your life easier.
- Quick Balance – Check your balance without logging in to the App. Just open the App and swipe down to see your balance and your last 5 transactions within the last 30 days.
- Push Notifications – You can elect to let Tower send you push notifications when your balance drops below a certain level or when deposits or withdrawals post, always keeping you on top of your finances.
- Biometric Login* – Add more security and login with just your fingerprint using Fingerprint-ID on Android devices or Touch ID™ on Apple devices. Login with Face ID on your iPhone X.
- Debit Card Controls – Debit Card Controls gives you more control over your Tower debit card security by allowing you to set parameters on how your debit card can be used. You can even lock and unlock your debit card with a single touch.
If you share your device with others, to protect the security of your account, Quick Balance and Fingerprint Login are not recommended.
Tower’s Mobile App uses the latest encryption methods available. With Mobile Banking, your private data is never stored on your device, so you can be assured that your account information is not at risk if your device is lost or stolen. In addition, Tower does not have access to or store Touch ID or Fingerprint-ID or Face ID authentication.
Easily and securely deposit checks with your Apple® or Android® smartphone or tablet anytime. Login to the Mobile App and go to Check Deposit.
- Deposit to checking and savings
- Funds available as soon as the next business day
How to endorse your checks for Mobile Deposit:
- Write “For Mobile Deposit Only to Tower FCU”.
- Open Tower’s Mobile App and select Check Deposit.
- Take a photo of the front and back of your endorsed check.
- Receive a confirmation of your deposit.
Stay close to your accounts with Smartwatch Banking on your Apple or Android Smartwatch.
Features include:
- Check account balances
- Review the last five (5) transactions
- Reorder and hide accounts
- Locate the nearest Tower branch and ATM locations (Apple Watch Only)
Get Started:
Apple Watch – Click here for setup instructions.
Android Watch – Click here for setup instructions.
Text Banking
Text us whenever you need information about your accounts. To sign up for free Text Banking1, login to Home Banking and select Additional Services, then choose Notification Settings to activate the service.
Once your phone is activated, text 454545 using the following commands to receive account information:
| Command | Purpose |
|---|---|
| BAL | Check your primary account balance |
| BAL ALL | Check the balances on all your Tower accounts |
| BAL CHK | Check the balance on your checking account(s) |
| BAL SAV | Check the balance on your savings account(s) |
| TRANS (amount) | Transfer funds to your primary account |
| LAST | See the last 5 transactions on your primary account |
| STOP | Deactivate text banking |
| HELP | See a quick list of text banking commands |
Not a member of Tower Federal Credit Union yet? See if you are eligible to join!
For further assistance, please visit a branch or call our Member Service Center at 301-497-7000 or 866-56-TOWER.
Android, Google Play and the Google Play logo are trademarks of Google Inc.
Apple, iPad®, iPhone®, and iPod® touch are trademarks of Apple, Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
*Biometric Login: Touch ID requires an iPhone 5s or newer running iOS version 9 or higher. Face ID Authentication requires an iPhone X on iOS version 11 or newer. Fingerprint- ID requires a capable Android device running Android 6.0 (Marshmallow) or later.
