Tower’s Home Banking allows FREE, secure online access to your accounts, 24 hours a day, seven days a week. Home Banking is open to all members.

When you sign up for Home Banking, you’ll save time and money with tools that let you manage your finances quickly and easily. Our Home Banking is responsive, viewable on all types of digital devices. You can:

  • Track and manage your Tower accounts and loans.
  • Sign up for FREE eStatements, available online up to 18 months.
  • Pay bills and set up recurring payments.
  • Track spending and setup a budget with Tower’s FREE Money Management budgeting tool.
  • Transfer money to Tower members and to your accounts at other financial institutions.
  • Open Tower accounts and apply for loans.
  • Take advantage of cash-back Debit Rewards.
  • Setup account alerts and notifications.
  • And more!

Keeping your personal information secure is our top priority. We use the latest encryption methods available, combined with multi-factor authentication sign in security.

Want to manage your money on the go? We also offer mobile banking options for your phone or tablet!

Free eStatements in Home Banking are the proactive way to protect yourself from fraud and identity theft – and help the environment, too!

  • Secure – uses the latest encryption technology.
  • Faster delivery – arrives days earlier than regular mail.
  • Good for the environment – less paper clutter.
  • Safe – no chance of mailbox tampering.
  • Save to your files – no bulky paper to store.
  • Available online up to 18 months.

Secure, round-the-clock Bill Payment allows you to manage, track and take control of all your bill paying from home, work or anywhere you have Internet access. It’s safer and quicker than writing checks. Bill payment is FREE when you make three or more payments each month and only $2.95 for any month that you pay less than three bills.

  • Pay all your bills with one login and one password.
  • Pay bills on the go using your smartphone or mobile device.
  • Schedule one-time or recurring payments.
  • Send checks to family and friends quickly.
  • View and print transaction histories or pending payments anytime.
  • Set up bill reminders to help you track when bills are due.
  • Receive e-bills with alerts when bills arrive.
  • Choose to have e-bills paid automatically.
  • Use Payment Assistant for greater control over your payments.

To use Bill Payment, you must have a Tower checking account and be enrolled in Home Banking.

You can order your Tower checks and check the status of recent check orders through Home Banking.

  1. Login to Home Banking
  2. Click on Additional Services, then Check Orders. Select the account for which you would like to order checks.
  3. Choose Order Checks and go through each step to select the options for your order. Your personal information such as name, phone number, address, and current check number will be pre-filled.
  4. Once you have confirmed your check information, go to Checkout to process your order.

After your order is completed, you can return to Home Banking to see when your order was shipped and other check order details. Your checks should arrive within 10 business days.

Sign Up for Home Banking

Over 79,528 Tower members already enjoy the ease and safety of Home Banking. Why not join them? Signing up for Home Banking also makes it possible for you to take advantage of our mobile banking options.

If you are a current Tower Talk 24 user and know your PIN, you can login to Home Banking with your member number and numeric Tower Talk 24 PIN as your password.

Not a Tower Talk 24 user? Complete a Home Banking/Tower Talk 24 application and return it by mail or fax. The application must contain the signature of the primary member on your Tower account. When service has been set up, you’ll receive notice of your Home Banking PIN by letter or e-mail. For members under age 18, the PIN notification letter will be mailed to the adult joint owner.

Mail:Tower Federal Credit Union
ATTN: eCommerce
P.O. Box 123
Annapolis Junction, MD 20701-0123
Fax:(301) 497-1091

Not a member of Tower Federal Credit Union yet? See if you are eligible to join!

For further assistance, please visit a branch or call our Member Service Center at 301-497-7000 or 866-56-TOWER.

Money Management is a trademark of NCR corporation.

Get Ready For a Summer Cash Splash — with Tower Bill Payment!

Summer is for having fun – Tower’s Bill Payment makes it easy! Sign up for Bill Payment, and for every bill you pay online in May, you’ll be entered to win $500! Three lucky winners. Click here for details.