World Card Special Intro Offer‡

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Limited time! Earn $300 Cash Back when you open a new Tower World Card and spend $2,500 within the first 90 days.‡

Generous Rewards

Earn unlimited 1.50% cash back and enjoy other rewards like merchandise, travel services, and more.¹

Special Intro Rate

Pay just 1.99%† APR for purchases in first year. After that, 15.49% – 17.99% variable APR applies.*,†

No Fees

No annual fee, balance transfer fee, or foreign transaction fee2,3

Hurry, offer ends June 30, 2023!

World Card is our most rewarding card:

  • New, improved card controls and alerts available in online banking and our App
  • Credit limits of $5,000 to $30,000*
  • Mastercard® anti-fraud features include Zero Liability Protection for unauthorized purchases, and ID Theft Protection™

A more rewarding credit card

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*Credit Card APR - Annual Percentage Rates effective: 5/28/2023 and are subject to change. Rates and credit lines based on creditworthiness and qualifications.

†World Card Intro APR – The 1.99% Introductory APR is for 12 months as of account opening. After that, the Standard APR will be 15.49% – 17.99%. Range of Rates effective: 5/28/2023. This APR will vary with the market based on the Prime Rate. Variable Rate World Mastercard: The Annual Percentage Rate(APR) may increase or decrease if the highest rate of interest identified as the 'PrimeRate' in the 'Money Rates' column of the Wall Street Journal increases or decreases. The APR will be equal to the Prime Rate in effect the first business day of the month preceding the rate change plus a margin of 7.74% – 12.74%.The interest rate can change quarterly in the first credit card cycle that occurs in the quarter following the rate change. The APR will never be more than 17.99%. Any increase may lengthen the time it takes to pay off your balance.

‡Special Intro Offer - Applies to new World credit card applications submitted between May 1 and June 30, 2023 and accounts opened by July 15, 2023 when you spend $2,500 on purchases in the first 90 days of account opening. For World card accounts, all special intro offer bonus points will be applied to the myTowerRewards account by Nov 15, 2023 and can be redeemed for cash back. Minimum $25 to redeem for cash back. Standard card terms will apply if the $2,500 spend requirement within the first 90 days of account opening is not met. Refer to your Account Opening Disclosure for your standard terms. The promotional special intro offer may not be combined with the Standard intro offer.

¹For Program Terms and Conditions, please visit myTowerRewards. Minimum $25 to redeem for cash back.

²Balance Transfer Fee subject to promotional details.

³Cash Advance Fee of 2.00% (minimum $0.75)