Welcome to Guided Wealth Portfolios
Robo Investing With a Human Touch
Guided Wealth Portfolios (GWP) is a new and exciting way to invest. It combines the intelligence of a virtual online portfolio manager with the personal assistance and support of a dedicated live Tower Wealth Management® Wealth Advisor.
You don’t have to be wealthy to get started! GWP is a smart investment solution, whether you’re a new investor or a seasoned one.
If you are 68 or younger and have at least $5,000 ready to invest, you can enroll in GWP.
GWP – What’s In It For Me?
Our GWP platform uses proprietary software to develop a personalized investing plan to help you pursue your financial goals. You’ll enjoy the ease and convenience of a 24/7 online account, with the ability to connect to a Wealth Advisor who can provide guidance that a robot cannot.
You are unique and so are your goals. You’ll receive a personalized financial roadmap based upon your age, financial goals, time horizon, and risk preferences.
Using advanced asset analysis, the platform will automatically evaluate the tax implications prior to performing a trade.
Your portfolio is monitored daily, ensuring it is on track as markets shift. Your account is automatically re-balanced as needed.
If one of your investments experiences a loss, it may be automatically sold and replaced with similar investments. GWP incorporates tax benefit strategies while maintaining the correct asset allocation in a diversified portfolio.
While other digital investing solutions, or robo advisors, offer online investment management, most don’t include a direct personal relationship with a dedicated Wealth Advisor. Your advisor is just a phone call or e-mail away if you have questions or need advice.
How GWP Works
Step 1: You’ll need to complete an investor profile questionnaire including your age, risk tolerance, current savings, and investment history.
Step 2: Start investing! Electronically aggregate your existing accounts or transfer cash funds. Complete a few short steps to finalize your application and open your GWP account.
Step 3: You’ll receive an onboarding call from your assigned Wealth Advisor to answer any questions you may have and to ensure all required documents are on file.
Start investing for your future with Tower Wealth Management’s convenient online GWP platform. GWP is an affordable way to minimize fees, potentially reduce taxes, and help you pursue your financial goals.
And if you ever have questions or need advice, we’re here to help!
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are non-affiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LP or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tower Wealth Management, and may also be employees of Tower Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Tower Federal Credit Union or Tower Wealth Management. Securities and insurance offered through LPL or its affiliates are:
|Not Insured by NCUA or Any Other Government Agency||Not Credit Union Guaranteed||Not Credit Union Deposits or Obligations||May Lose Value|
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.