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Member Focused SealJoin Tower and experience the difference!

Become one of over 219,000 members who enjoy the products and services of the largest federal credit union in Maryland. See below what makes us different from the rest.

Apply for Membership

Or visit a Tower branch.

However you choose to join Tower, to qualify for the $100 bonus, be sure to use this promo code: CVD2021

§$100 deposit offer ends 12/31/2022 and may be withdrawn at any time. Member must enter promotion code when applying online or provide promotion code to Member Service Representative at Tower branch or Tower representative during the site visit. $100 deposit will be deposited in qualified Prime Share account within 6-8 weeks from account opening. The minimum balance to open and maintain a Prime Share account is $5. Annual Percentage Yield (APY) is 0.85% and subject to change. Rates effective: 2/1/2023. Click here for current APY and rates. $100 bonus is subject to taxation. New member accounts only. Current Tower members, employees and employees’ family members are not eligible for the $100 bonus. Tower’s field of membership eligibility requirements must be met to qualify.

Join the Tower Family

Tower Federal Credit Union is a not-for-profit, member-owned financial cooperative. We have all the products & services offered by traditional financial institutions but with higher deposit rates, lower loan rates, few or no fees and with a focus on members’ needs, not shareholders’ wallets.

  • Low loan rates
  • Low or no fee products & services
  • Unbeatable value
  • Superior personalized service

What’s In It for You?

Free checking & direct deposit

16 local branches, unlimited access to over 30,000 free ATMs nationwide

State-of-the art online and mobile banking technology

Free debit card

Credit cards with rewards and cash-back options
View Disclosures.

Truecar logoTower Car Buying Service powered by TrueCar®

HomeAdvantage logoHomeAdvantage® program with Cash Rewards at settlement


Click here for complete details.

Financial planning & investment management services exclusively for Tower members

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tower Wealth Management, and may also be employees of Tower Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Tower Federal Credit Union or Tower Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit for more detailed information.

Questions about joining Tower? Call 301-497-7000 or 866-56-TOWER.

Securities and financial planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA and SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered broker dealers nor affiliated with LPL Financial.

Not NCUA insured. No credit union guarantee. May lose value.

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