HURRY! Ends December 31. Existing members save more with a 0.50% discounted rate for purchases or refinances from another lender.1
Here's how it works:
Same low rates for new and used vehicles.
Select the term of your loan from multiple options.
Take 0.50% off rate listed in the table below.
Use the Tower Car Buying Service, powered by TrueCar for your purchase and get an additional rate discount.2
Effective Date: October 21, 2025
| Term (in months) | APR% (as low as) | Monthly Payment (per $1,000 borrowed) |
|---|---|---|
| 36 | 4.74 | $29.85 |
| 48 | 5.49 | $23.25 |
| 60 | 5.49 | $19.10 |
| 72 | 5.99 | $16.57 |
| 84 | 7.49 | $15.33 |
APR = Annual Percentage Rate.
Annual Percentage Rates are subject to change. Includes a 0.25% discount for enrollment in automatic monthly loan payments. Not all applicants will qualify for the lowest rate. Rates, terms and conditions vary based on credit worthiness and program requirements. Other conditions including acceptable collateral apply.
Annual Percentage Rates are subject to change. Includes a 0.25% discount for enrollment in automatic monthly loan payments. Not all applicants will qualify for the lowest rate. Rates, terms and conditions vary based on credit worthiness and program requirements. Other conditions including acceptable collateral apply.
Protect Your Investment
Tower's GAP Advantage with PowerBuyTM, Extended Warranty (Service Contract) and Loan Payment Protection provide extra coverage in the event of unexpected events.