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At Tower, we want to help make sure your money is working for you. Check this page for investment tips, informational articles, and industry insights.

What Investment Risks Should I Know About?

Long-term investing and diversification may be some of the most effective strategies you can use to help manage investment risk; however, neither guarantees against...
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Social Security Income

Estimating your future Social Security benefits used to be a difficult task, but not any longer. For an estimate of your projected benefits...
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Will Social Security Retire Before You Do?

People have traditionally seen Social Security benefits as the foundation of their retirement planning programs. The Social Security contributions deducted from...
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What Is Diversification?

Virtually every investment has some type of risk associated with it. The stock market rises and falls. An increase in interest rates can cause...
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How Do Mutual Funds and Stocks Differ?

Whether you’re a first-time stock investor or a seasoned veteran, you should understand what differentiates single stock investments from mutual fund investing...
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Withdrawals from Tax-Deferred Investments Before Age 59½

Withdrawing taxable funds from a tax-deferred retirement account before age 59½ generally triggers a 10% federal income tax penalty...
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How Much Money Can I Put Into My IRA or 401(k) Plan?

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government. The limits are adjusted...
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2021 Tax Guide—How to Prepare for Tax Season

May 17, 2021 is the deadline the Internal Revenue Service sets for filing your 2020 tax returns. If you believe you will miss that deadline, you should...
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Reduce the Risk of Outliving Your Money

"What is your greatest retirement fear?" If you ask any group of retirees and pre-retirees this question, "outliving my money" will likely be one of the top answers. In fact, 61% of investors...
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Annual Financial To-Do List

What financial, business, or life priorities do you need to address for the coming year? Now is an excellent time to think about the...
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End-of-the-Year Money Moves

If notable changes occurred in your personal or professional life, then you may want to review your finances before this year ends and...
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What Happens to My Social Media After I Die?

It's never easy when a loved one dies. And while in our hearts and minds their spirit lives on—so does their social media. When photos, posts or memories surface unexpectedly...
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tower Wealth Management, and may also be employees of Tower Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Tower Federal Credit Union or Tower Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value