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At Tower, we want to help make sure your money is working for you. Check this page for investment tips, informational articles, and industry insights.

Looking Back, Looking Forward

The month of January is named after the Roman god Janus, who was imagined as having two faces: one looking toward the past, the other looking toward the...
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How Can My Gift Benefit Me and the Charity?

If you're looking to make a year-end donation to a nonprofit organization or charity, here are some things to keep in mind. You're free to give almost any...
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Building Financial Resilience

Inflation, roller-coaster markets, global events, and life circumstances can test anyone's fortitude. You may not feel ready to handle these...
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Should You Consider Tapping the Equity in Your Home?

Using home equity to help finance other financial objectives is a strategy many people consider, but before doing so be sure you...
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How Long Should You Keep Financial Records?

Here are some guidelines to help decide what to keep and what to discard. Use a shredder when discarding paper records containing...
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Colliding Forces: Russia, Oil, Inflation & Market Volatility

The Russian invasion of Ukraine has drawn condemnation and punitive sanctions from the United States, Europe and their allies. The humanitarian cost of war...
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Baseball Lessons That Might Help Change Up Your Finances

Baseball stadiums are filled with optimists. Fans start each new season with the hope that even if last year ended badly, this year could finally be...
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Splurge or Save? Making the Most of Your Income Tax Refund.

Last year, 27% of consumers said they planned to spend their refund on everyday expenses, whereas equal numbers (8%) planned to either...
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Robo-Advisor: A Good Choice for New Investors?

If you’re looking to dip your feet into investing, but aren't sure where or how to begin, a robo-advisor maybe a good option...
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Are You a HENRY? Consider These Wealth-Building Strategies

HENRY is a catchy acronym for "high earner, not rich yet." It describes a demographic made up of young and often highly educated professionals with...
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401(k) and IRA: A Combined Savings Strategy

Contributing to an employer-sponsored retirement plan or an IRA is a big step on the road to retirement, but contributing to both can...
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Watch Out for These Financial Pitfalls in the New Year

As people move through different stages of life, there are new financial opportunities and potential pitfalls around every corner. Here are common...
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tower Wealth Management, and may also be employees of Tower Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Tower Federal Credit Union or Tower Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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