Ah, December—the time for carefree spending, parties and much-needed time with friends and family. But after the last present is unwrapped, credit card bills start pouring in and the headache begins—you make promises to improve your finances in the New Year. But what if you started now? Instead of becoming overwhelmed with long, unattainable New Year’s “to-dos,” here are six small ways to jump-start your New Year’s Resolutions. Make 2018 your most financially successful year yet!
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You might be at a crossroads with your car. You love it. But it’s getting on in years. Statistics show that consumers are keeping their cars longer. If you’re hanging onto an older model car, you may be wondering, is now the time to make a change and buy a new one (or a new used car), or stick it out and just make some repairs?
Sometimes this whole adulting thing is not fun. We all couldn’t wait to move out of our parents’ house so we could be “grown-ups” with a place of our own. Then reality smacks us in the face when we see how our paycheck stacks up against the cost of buying a home.
It’s easy to get caught up in holiday spending and go overboard. But if you budget ahead of time, look for ways to save, and stick to the plan, you can come out ahead of the game and celebrate in style this holiday season. Where do you start?
Internet-enabled, or “smart,” toys are at the top of most kids’ holiday lists this year, and it’s no wonder why they’re so popular. Kids can play and connect with smart toys in unique and interactive ways. Some are connected to websites and apps, and can range from simple drawing tools and stories, to more in-depth “grown-up” play like taking care of a virtual animal or learning to write code.
Gift cards get a lot of love. Have one in your pocket? It’s instant money to spend on your favorite things. Have one to give? As gifts, they’re stress relievers—providing a delightful “cash” present for family and friends to get exactly what they desire—usually from a favorite store or restaurant.