Is a “No Spend Challenge” for You?

The No Spend Challenge is trending these days— you may have heard stories of people attempting to adhere to this feat. What is it, and how could it help YOU?

Arguably one of the best things the Internet has spawned is the copious number of life hacks—quick solutions to everyday problems using common products in new ways—that float around in cyberspace. Whatever your dilemma, there’s a hack for it. And with so many of us looking to find ways to reduce, reuse and recycle, these hacks repurpose old items and help keep them out of landfills.

The tree is down. The halls are undecked. The presents put away. The bills have arrived… ugh. Thought you were in for a lazy January? Before you decompress completely, remember that football season kept truckin’ on through the holiday festivities, and the Super Bowl is just ONE MONTH away!

You might have a tablet, notebook or Chromebook, but sometimes you just need a full-sized desktop computer to get things done. If you’re in the market for a computer, it can be intimidating going into big, box stores to shop. It’s already a costly decision. On top of that, salespeople throw all that crazy jargon at you. “Cache this,” “Quad core that.” You’re wondering, “What’s an HDMI port?”

So you got an ugly sweater for Christmas—and it’s not the trendy kind. Or your Hanukkah gift card from your aunt was not really for a place you’d ever go, proving that “Yes, you CAN get it wrong with a gift card sometimes.” Or, that home décor item just doesn’t go with your current style. What do you do?

Ah, December—the time for carefree spending, parties and much-needed time with friends and family. But after the last present is unwrapped, credit card bills start pouring in and the headache begins—you make promises to improve your finances in the New Year. But what if you started now? Instead of becoming overwhelmed with long, unattainable New Year’s “to-dos,” here are six small ways to jump-start your New Year’s Resolutions. Make 2018 your most financially successful year yet!