Easy Personal Finance Tools

Tower understands that every person is unique. That is why we offer a wide variety of credit and budgeting tools and financial information in a number of formats.

Most of us know that major financial faux pas like filing for bankruptcy or defaulting on a loan are a surefire way to tank your credit score. Here are eight other things that can negatively impact your score.

Hellllloooo Tower! My name’s Felicia, well Frugal Felicia if we’re being formal. Let’s just say I’m the younger, more “in the know” sibling than my brother Financial Ed. I’ll be guest starring in Millennial Corner with the latest and greatest tips I have for younger Tower members. For this month’s spotlight, I’d like to share with you my personal tips for keeping fashionable without robbing the bank. Enjoy!

Sometimes this whole adulting thing is not fun. We all couldn’t wait to move out of our parents’ house so we could be “grown-ups” with a place of our own. Then reality smacks us in the face when we see how our paycheck stacks up against the cost of buying a home.

Gift cards get a lot of love. Have one in your pocket? It’s instant money to spend on your favorite things. Have one to give? As gifts, they’re stress relievers—providing a delightful “cash” present for family and friends to get exactly what they desire—usually from a favorite store or restaurant.

Although savings goals vary from person to person and range in size and scope, it’s likely that your longest-term savings goal will be retirement.