Having Trouble Saving Money? Pay Yourself First!

Do you often feel you have little or no money left at the end of the month? Do you want to save more money for special things or retirement? Then pay yourself first.

A healthy budget contains 50% necessities, 30% on wants, and 20% in savings and debt repayment. Your budget can basically be constructed in 5 steps.

According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death.

Your credit history didn’t instantly spring to life one day—it grows with you over time and changes as you go through different life stages. Here are ways that life events can trigger changes to your credit.

Repairing your credit after a financial calamity like declaring bankruptcy or losing your home to foreclosure takes time, patience, and dedication. But it is possible.

When starting out and building credit, it’s important to establish, then build upon that score. Here are some tried-and-true ways to do just that.