Check accounts. Make transactions. On the go. Mobile Banking

Mobile Banking

Mobile Banking gives you access to your Tower accounts with your cell phone or mobile device. It's like having a Tower branch at your finger tips at all times.

Mobile Banking lets you manage your money on the go. It's convenient, with anytime, anywhere access to your accounts. For example, you can review your account balances while waiting in a checkout line to see if you should use your debit card or credit card to make a purchase.

Tower gives you three ways to bank with a mobile device—Text, Web or App.

Text Banking

FREE Text Banking* is a quick and convenient way to check account balances and recent transactions with your cell phone. Your account information is just a text away—as simple as sending a text message to a friend.

What You Can Do with Text Banking

Easy-to-use Text Banking is available to all Home Banking members. Receive secure, convenient account information in seconds.

  • Check account balances before making a purchase with your debit card.
  • Check if a deposit or transfer has posted to your account.
  • Monitor recent transactions quickly and easily.
  • Receive a low balance alert if your balance drops below a threshold you've set. Minimum amount of $50.
  • Receive a payment transaction alert when a payment is higher than a threshold you've set. Minimum amount of $100.
  • Receive a deposit transaction alert when a deposit is higher than a threshold you've set. Minimum amount of $100.
  • Transfer funds with a TRANS request. Designate one funding source, or "from" account, for the transfers. Any transfers will be made to the account you select as your Text Banking primary account.
How It Works

Login to Home Banking and activate your phone. Go to Additional Services, click on Text Banking & E-mail Alerts and follow the simple steps to activate the service.

Verify your phone. You'll receive a validation code to use to complete phone setup in Home Banking.

Start texting. Send your message requests to 454545. To ensure the security and privacy of your account, Tower never sends confidential information—such as user IDs, passwords or complete account numbers—via Text Banking.

View a demo of Text Banking.

Go to Additional Services, Text Banking & E-mail Alerts

Mobile Web Banking

FREE Mobile Web Banking* connects you to your Tower accounts using an Internet-enabled mobile device anywhere you have cellular service. There is no sign-up. Just login to your Tower Home Banking account from any Internet-enabled mobile device.

What You Can Do with Mobile Web Banking

After you login, Mobile Web Banking will automatically recognize that you are using a mobile device and will display the simplified Mobile Web Banking screen, designed for viewing on your device's Web browser.

  • Check account balances
  • Transfer money between your accounts
  • See transaction histories
  • View current rates
  • Pay bills online
  • Locate ATMs or branches
  • Make loan payments
  • View check images within your account transactions
How It Works

Mobile Web Banking is easy to use. Connect to the Internet using the browser on any Internet-enabled mobile device. Login with the same member number and password as you would for Home Banking—at Browse at faster speeds with quick and secure access to your Tower accounts. View a demo of Mobile Web Banking.

Tower Mobile App Icon  Mobile App

If you have an iPhone®, iPad®, iPod touch®, Android™ phone or tablet, or Kindle Fire download Tower's FREE Mobile App. Our Mobile App uses the built-in functions of your smartphone or tablet for quick access to your Tower accounts.

What You Can Do with Mobile App

Use your existing Tower Home Banking login information to:

  • Check account balances
  • Transfer money between your accounts and Cross Member accounts
  • See transaction histories
  • Pay bills online
  • Select Debit Reward offers
  • Make loan payments
  • Locate ATMs or branches
  • Contact Tower
  • Push Notifications
  • Apply for Consumer Loans
  • Link to Tower Car Buying Service
  • Link to Tower HomeAdvantage Program™

To download the Tower Mobile App, visit Google Play, Apple's App Store℠ or the Amazon Appstore.

Apple Store Badge Google Play Badge Google Play Badge
How It Works

After you download the App to your mobile device, login with the same member number and password as you would for Home Banking. Then swipe and tap the easy-to-use buttons and use finger swipes for quick access to your Tower accounts.

NEW! iOS users with an iPhone 5S or newer can login to Tower's Mobile App using Touch ID.

View demos of Tower's Mobile App for an Apple iPhone or iPad or Android phone/ tablet (Kindle Fire).

Tower's Mobile Banking uses the latest encryption methods available. With Mobile Banking, your private data is never stored on your device, so you can be assured that your account information is not at risk if your device is lost or stolen. In addition, Tower does not have access to or store Touch ID authentication. TouchID is not recommended if you share your mobile device, since anyone with an authorized fingerprint on the device can login to Tower's App.

*Mobile Banking services are FREE to all Tower members. Your carrier’s message and data rates may apply.

Apple, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Amazon and Kindle Fire are trademarks of, Inc. or its affiliates.

ATM and Branch Locator is not available for Amazon Kindle Fire.

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