The bucks start here. Personal Loan

Personal Loans

Personal Line of Credit

An unsecured personal line of credit lets you borrow money for any purpose. With low, variable rates*, credit limits range from $500 to $30,000. Interest is only charged on the funds you use and as you repay the principal, that money becomes available to you again. Use your personal line of credit by:

  • Making a transfer through Home Banking or Tower Talk 24.
  • Writing an personal line of credit check.
  • Using your Tower debit card at a Tower ATM and directly accessing your personal line of credit account.
  • Writing a check from either your Regular or Request checking that causes an overdraft.

*Variable rates based on the prime rate (found in the Wall Street Journal).

Share and Certificate Secured Loans

Pledge the money on deposit in your Prime Share account or Tower Share Certificate as collateral on a share secured loan. As you repay the principal, that money becomes available to you again. Share secured loans can be used for any purpose and has a low, competitive variable interest rate.* Tower also offers other secured loans:

  • Boat loans
  • Mobile home loans
  • RV loans

*Variable rates based on the prime rate.

Other Secured Loan

This loan type is for the purchase or refinance of personal assets to include, but not limited to: ATVs, jet skis, snowmobiles, pull-behind trailers, travel trailers and UTVs. This type of loan is subject to your credit worthiness and ability to repay.

Signature Loan
Signature/Co-Applicant Loan

If you need a loan, but don't have any collateral, you may want a Signature loan. This type of loan is based on your credit worthiness and ability to repay. In addition to our other unsecured loans (Tower MasterCard® and Personal line of credit), Tower offers Signature loans for:

  • Bill consolidation
  • Home improvement
  • Purchase of new or used vehicle less than $5,000

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