You save money by joining Tower. Earnings are returned to members in lower loan rates, FREE checking, and no or low fee services.
It only takes a $15 deposit to open a savings and checking account and become a lifetime member of Tower.
- FREE checking — no monthly fee, service charges or minimum balance requirement, plus earn dividends on every dollar
- FREE Mastercard® debit card with FREE Debit Rewards
- FREE Tower ATM transactions at over 47,000 surcharge-free ATMs nationwide1
- FREE eServices2
- Home Banking
- Mobile Banking
- Mobile Deposit
- Bill Payment
- Low-rate auto, consumer and home loans.
- Low-rate Mastercard credit cards with no annual fee and a 1% cash-back rebate on Gold Card purchases.
Maximize your membership with these services:
Tower Car Buying Service powered by TrueCar®—save an average of $3,383 off MSRP on your next vehicle purchase.
HomeAdvantage® Program—earn a cash reward when buying or selling a home—an average of $1,7003 in savings.
Tower Wealth Management®—Investment and Wealth Management Services4.
Save money and time when you do all your financial business with Tower.