You save money by joining Tower. Earnings are returned to members in lower loan rates, FREE checking, and no or low fee services.
It only takes a $15 deposit to open a savings and checking account and become a lifetime member of Tower.
- FREE checking — no monthly fee, service charges or minimum balance requirement, plus earn dividends on every dollar
- FREE Mastercard® debit card with FREE Debit Rewards
- Unlimited access to over 30,000 free ATMs nationwide
- FREE eServices1
- Home Banking
- Mobile Banking
- Mobile Deposit
- Bill Payment
- Low-rate auto, consumer and home loans.
- Credit cards with rewards and cash-back options credit cards with rewards and no annual fee. View Disclosures.
Maximize your membership with these services:
Tower Car Buying Service powered by TrueCar®—save an average of $3,402 off MSRP on your next vehicle purchase.
HomeAdvantage® Program—earn a cash reward when buying or selling a home—an average of $1,7002 in savings.
Tower Wealth Management®—Investment and Wealth Management Services3.
Save money and time when you do all your financial business with Tower.