You save money by joining Tower. Earnings are returned to members in lower loan rates, FREE checking, and no or low fee services.

It only takes a $15 deposit to open a savings and checking account and become a lifetime member of Tower.

  • FREE checking — no monthly fee, service charges or minimum balance requirement, plus earn dividends on every dollar
  • FREE Mastercard® debit card with FREE Debit Rewards
  • FREE Tower ATM transactions at over 47,000 surcharge-free ATMs nationwide1
  • FREE eServices2
    • Home Banking
    • Mobile Banking
    • Mobile Deposit
    • Bill Payment
    • eStatements
  • Low-rate auto, consumer and home loans.
  • Low-rate Mastercard credit cards with no annual fee and a 1% cash-back rebate on Gold Card purchases.

 

Maximize your membership with these services:

Tower Car Buying Service powered by TrueCar®—save an average of $3,383 off MSRP on your next vehicle purchase.

HomeAdvantage® Program—earn a cash reward when buying or selling a home—an average of $1,7003 in savings.

Tower Wealth Management®—Investment and Wealth Management Services4.

 

Save money and time when you do all your financial business with Tower.

Become a Tower Member

  • 1

    ATM Fee Disclosure – Tower-owned ATMs are totally free. At surcharge-free ATMs, the first four transactions each month are free. After that, each transaction is $1.

  • 2

    Mobile Banking Disclosure – Mobile Banking services are free to all Tower members. Your carrier’s message and data rates may apply. Other Mobile Deposit restrictions may apply.

  • 3

    HomeAdvantage Disclosure – See tower.mycuhomeadvantage.com for complete details.

  • 4

    Tower Wealth Management Disclosure – Securities and financial planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered broker dealers nor affiliated with LPL Financial. The Tower Wealth Management Web site is for U.S. Residents only. LPL Financial’s U.S. Investment Representatives may only conduct business with residents of states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

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