See how easy it is to get on the water BOAT LOANS

Finance Your Next Boat

Low Boat Loan Rates

Rates as low as 2.74% APR* new, or 3.04% APR* used. See all rates.

Purchase or Refinance

Have a passion for boating? Maybe you're looking to cruise around leisurely? Are you hooked on fishing or is sailing more your style? Or perhaps speed is your thing—you're looking for a personal watercraft like a jet ski or jet boat.

If you're looking to hit the water in the perfect boat for you and your family, Tower has the loan for you—new or used. Or refinance your current boat loan to a lower rate, with terms to meet your needs. We specialize in boat financing—we'll make your powerboat and sailboat dreams come true!

There are multiple loan options to choose from, depending on the size and cost of your boat. Loan amounts are available up to $100,000 with terms up to 144 months. Just tell us what you want and we'll show you how much boat you can afford. It's that easy.

  • Low, fixed rates
  • Easy application
  • Flexible terms up to 144 months
  • Debt Cancellation protection

*Annual Percentage Rate. Rates subject to change without notice. Not available in all states. Minimum loan amount is $5,000 up to 60 mos. Minimum loan amount is $15,000 for 72 mos. Minimum loan amount is $25,000 for 84 mos. Loans subject to credit approval. Rates, terms and conditions vary based on credit worthiness, qualifications. Lowest rate qualification also requires automatic monthly loan payments Example of a boat loan: A 72-month fixed rate $50,000 new boat loan with a 2.74% APR would have monthly payments of $753.88.

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