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Better than Banks

Tower Federal Credit Union is a not-for-profit, member-owned financial cooperative. There are no stockholders to pay. Our earnings are returned to members through low loan rates and few or no fee services.

Tower consistently ranks in the 90th percentile in overall service excellence—better than any traditional financial institution in Maryland.

(Source: Raddon Financial Group, 2015 Member Survey)

What’s In It for You?

Free checking with no minimum balance requirement, plus free checks with direct deposit

16 Branches in Anne Arundel, Baltimore, Howard and Prince George’s counties, including four on base. 47,000+ surcharge-free ATMs* nationwide, including 13 on base.

State-of-the art online and mobile banking technology

Tower debit cardFree debit card with cash-back rewards

No annual fee credit cards with rewards and cash-back options

Tower Car Buying Service powered by TrueCar®. No-haggle pricing, discounted loan rates, and Tower members save off the MSRP.

HomeAdvantage® program. Everything you need to buy or sell a home, plus get Cash Rewards at settlement.

Financial planning & investment management services exclusively for Tower members

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Tower Wealth Management, and may also be employees of Tower Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Tower Federal Credit Union. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

Questions about joining Tower? Call 301-497-7000.


*Tower-owned ATMs are totally free. At surcharge-free ATMs, your first four transactions each month are free. Each additional transaction is only $1.

†See for complete details.

Securities and financial planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA and SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Tower Federal Credit Union and Tower Wealth Management are not registered broker dealers nor affiliated with LPL Financial.

Not NCUA insured. No credit union guarantee. May lose value.