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Transfer money easily online between your Tower accounts and loans, to other Tower members and to your accounts at other financial institutions.

Make life easier with Digital Wallets, now available for your Tower debit and credit cards. Make quick and secure payments online or in stores using your mobile device by enrolling your card in your device’s Digital Wallet. All with the peace of mind that your payment information is never shared with merchants or stored on your device.

Tower now supports these Digital Wallets:

  • Apple Pay – Click here for setup instructions.
  • Google Pay – Click here for setup instructions.
  • Samsung Pay – Click here for setup instructions.
Look for these icons at checkout:

Moving money between your accounts is simple with Tower. Just enroll in Home Banking and transfer funds to your savings accounts, certificates, checking accounts, loans, Tower Mastercard®, and to your accounts at other financial institutions.

  • Transfer to other members Designate other Tower members who can receive transfers from your accounts.
  • Set up one-time or recurring transfers – to your Tower savings, checking, Share Certificates and loans.
  • Transfer to/from external accounts – Transfer money between your Tower accounts and your accounts at other financial institutions or brokerage houses. Inbound and outbound transfers: 3-day transfers are free; next-day transfers are $5.
  • Domestic and International Wires Whether you are sending money over state lines or overseas, a wire transfer is a quick and secure way to send money. You can submit a wire transfer request from Transfer & Pay in Home Banking, at a branch, or call the Member Service Center.

Pay bills at home and on the go with FREE Bill Payment. Learn more about Bill Payment and how to get started with Tower’s Home Banking.

It’s simple and free to set up automatic loan payments for any Tower loan. Login to Home Banking and go to “Transfer Money,” then “Schedule a Transfer.”

Use our new and improved Tower Web Payment Center to make a one time or recurring Web Loan Payment using funds from a Non-Tower Checking or Savings account.

Use the new Text-to-Pay option to make fast, efficient payments instantly using your mobile device.

Set up any fixed-amount payment (such as mortgages, insurance, or utilities) to be drawn from your account on a specific day each month. This will guarantee that your payments will always arrive on schedule and save you time and postage.

Contact the company you wish to pre-authorize for payments and ask if they can “originate” the transaction.

Companies that originate automatic payments will need additional information in order to draft from your Tower checking or savings account:

  • Our name – Tower Federal Credit Union
  • Our location – Laurel, Maryland 20707
  • Tower Routing number – 255077370
  • Your name, Tower account number and account type

Not a member of Tower Federal Credit Union yet? See if you are eligible to join!

For further assistance, please visit a branch or call our Member Service Center at 301-497-7000 or 866-56-TOWER.

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    Federal regulations limit the total number of electronic transfers from any non-transactional account – Prime Share (savings), Clubs, or Money Market – to six (6) per account per month. This includes overdraft transfers, online Cross Member Transfers and Funds Transfer, and cleared checks from a Money Market account. You can make an unlimited number of transfers and withdrawals through the mail, at an ATM, and in person at a branch. Transfers made to a Tower loan account are not included in the limitation of six per account per month. For additional information, refer to Tower’s Membership and Account Agreement.

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