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Speed Up Tax Refunds with Direct Deposit

Expecting a tax refund this year? Don’t wait around for Uncle Sam; get your money faster when you direct deposit your refund to your Tower account. It’s easy, safe and free.

Arrives faster than paper checks
With direct deposit, your tax refund is sent to your Tower account the day the payment is issued. No waiting around for a check to show up in your mailbox or, even worse, to find out that the check was stolen or lost. The money is sent electronically, and deposited even if you can’t make it to a branch. Then, you can access your funds at over 30,000 free ATMs nationwide.

It’s easy to do
Setting up direct deposit of your federal and state tax refund is easy:

  • Fill in Tower’s nine-digit routing number—255077370—in the appropriate section on your state and federal tax returns. You can also always find Tower’s routing number in the top-right corner of our website at
  • Check the box designating the account to receive the direct deposit tax refund (checking or savings) and enter the account number.
  • Our address is: Tower Federal Credit Union, P.O. Box 123, Annapolis Junction, MD 20701

Split your refund and save
You can split your tax refund between your Prime Share and checking account. Spend some now and save the rest. You designate how much to deposit in each account. Fill out IRS Form 8888, Allocation of Refund—available at—and include it with your federal tax return. This option is not available for most state tax refunds. For more information, visit

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