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How High Is Your Cybersecurity IQ?

cybersecurity-iqThink you know the best ways to protect yourself and your family against cybercrime, online fraud and identity theft? Take this quiz and find out how much you know (or don’t) about cybersecurity.

1. You receive an e-mail offering free entry in a sweepstakes to win $100,000 if you click on the link that leads to the entry form. It’s safe for you to:

a. Delete the e-mail without clicking on the link.
b. Click on the link but don’t download the attachment (entry form).
c. Do either of the above.

2. You should never include your birthday on any social media outlets like Facebook or Instagram. True or False?

a. True
b. False

3. A strong password for you to use to login to online banking is:

a. Password
b. 123456789
c. 1Apple+2Banana
d. None of the above

4. It’s safe to use your laptop or mobile device to access your financial accounts at Starbucks, the airport or other public places that offer free Wi-Fi. True or False?

a. True
b. False

5. FDIC and NCUA deposit insurance protects my deposits in the event that a thief online (or otherwise) steals money from my account. True or False?

a. True
b. False

6. In case your tablet or smartphone is stolen, which of the following precautions is NOT a good way to restrict access to your device?

a. Add a GPS tracking system to your mobile device.
b. Use a password to restrict access.
c. Download an app that enables you to remotely wipe data from the device.
d. Add an “auto lock” feature that secures the device when it is left unused for a period of time.

7. Parents should make sure their children’s devices have the latest security updates from the software manufacturer. Which of the following equipment should have the latest security updates?

a. Video game devices
b. Tablets
c. Computers
d. Smartphones
e. All of the above

8. When banking or shopping online, look for a padlock symbol on the page and “https://” at the beginning of the web address so you know the site is encrypted and secure. True or False?

a. True
b. False

9. How can you tell when an e-mail is fraudulent?

a. Grammatical errors
b. Unfamiliar sender and e-mail address
c. Alarmist message urging you to take action immediately
d. Asking for logins, passwords or personal/financial information
e. All of the above

10. What should you do to close an unwanted pop-up window on your PC or laptop?

a. Click the “X” in the corner of the window.
b. Click the “OK” or “Close” button.
c. Press Alt-F4.


BONUS: Who is it OK to share your passwords with?

a. Your boss
b. Your co-worker
c. Your neighbor
d. Close friends or family
e. None of the above

1. (a) Safest to delete the e-mail without clicking on the link or opening the attachment, which may contain a virus or malware.
2. (b) Experts say it’s o.k. to provide your birthday on social media but ONLY if you have adjusted your security settings to prevent strangers from seeing these details. It’s also recommended that you don’t include your birth year.
3. (c) Experts recommend creating “strong” user IDs and passwords that include a combination of upper- and lower-case letters, numbers and symbols.
4. (b) Not all public Wi-Fi networks are current with anti-virus and other security precautions. For sensitive matters like online banking, be sure you are only using a secure, trusted connection.
5. (b) FDIC (for banks) and NCUA (for credit unions) deposit insurance only protects deposits if a FDIC- or NCUA-insured institution fails; neither covers theft from accounts.
6. (a) Although a GPS tracker may help you locate and recover your device, it won’t prevent a thief from accessing your data and account information.
7. (e) Any device that can connect to the Internet, including video games, needs security updates.
8. (a) The padlock symbol  means the page is secure and https:// at the beginning of the web address shows that the website is authentic and encrypts data during transmission.
9. (e) All of these are red flags that the e-mail may be fraudulent and an attempt to capture your sensitive personal and financial information. When in doubt, delete.
10. (c) Pressing “Alt-F4” on your computer’s keyboard is the safest way to exit an unwanted pop-up on your PC or laptop.BONUS: (e) To be safe, it’s best not to share your passwords with anyone.

How did you stack up?

1-2       Get your head out of the sand

3-4       OK, but still a lot of work to do

5-6       Treading water

7-8       Good awareness

9-11     Elite, but don’t get complacent


Resources: FDIC Consumer News, Microsoft Business Hub, PC World

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