Mortgages
Ready to apply? Go directly to our Online Application. Or use the Loan Consultant to choose the mortgage option that's right for you. Tower offers a variety of mortgage loans:

• Fixed
• Adjustable
• Interest Only
• Jumbo
• Financing up to 97%

First time home buyer? Learn the important first steps for first time home buying.

Looking to be pre-approved? Get a pre-approval letter to show how much you can afford.

Bridge Loans
A Tower Bridge Loan helps you "bridge" the gap between selling your existing home and buying a new home. Learn more.

Home Equity Loans
Tower's low-rate home equity loans provide homeowners with extra cash when you need it.

• Home Equity Loan—Fixed and variable rate loan with terms of 5 to 15 years.
• Home Equity Line of Credit—A variable-rate line of credit where you never pay interest until you use the funds.

Both a home equity loan and line of credit feature no points or fees, Tower will even pay your closing costs as long as you retain the loan for 24 months or more. And in most cases, the interest you pay is 100% tax deductible. Check with a tax advisor.

• Set up automatic payments.
• Transfer payments online from one of your deposit accounts to your mortgage loan in Home Banking.
• Pay by phone using Tower's automated telephone service.
• Mail your payments to Tower.
• Make payments at any of Tower's branches.

Tower also offers a bi-weekly payment plan.