Free Seminars

REAL ESTATE SEMINARS
Presented by Tower's Real Estate Lending Professionals.

Home Buying and Selling Basics
Wed., Apr. 7

Real Estate Q & A
Meet with a Real Estate Agent.

View spring schedule.

FINANCIAL SEMINARS
Presented by Tower Financial Services.

Check back soon for upcoming seminars.


  Tower Financial Services

Financial Planning
Investment Management
Schedule an Appointment
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  Other Financial Services
Tower Title Services
Financial Counseling
CU Realty Services
AD&D Insurance

  Credit Reports

Obtain your FREE credit report annually from each of the three major credit bureaus.

TIP: Stagger review of your credit report from the three bureaus, getting one every few months. This keeps you up-to-date on the content and allows you to compare reports.

Additional services and resources to help manage and protect your credit are available from Equifax.


  Money $ense
Financial Ideal of the Month
Beginning on January 1, 2010, individuals with Traditional IRAs will have the option of converting all or part of their funds in a Traditional IRA to a Roth IRA regardless of how much they earn.
Learn more...

Financial Ideal of the Month

When trying to meet a financial goal, what's the best way to save? Your goals, values and age are factors in how you go about estimating what you need to save. Here are five articles to help you take control over how to build your savings to be financially prepared for life events.


Financial Education Center

Tower wants to help you learn more about the financial issues facing you and your family so you can make informed decisions about money matters. Explore ways to build a strong financial foundation, manage your finances and chart a path to reach your financial well being.

Financial Foundation Center
Explore ways to handle your financial responsibilities. Learn the fundamentals
of how to achieve a good financial life.

Financial Tool Kit
Organize your finances with checklists, worksheets and calculators. Identify your options and plan for the future.


Awareness & Prevention

Protect yourself, your family and your money. Be aware of how your money is insured and how to avoid fraudulent scams and attempts to obtain your personal and financial information.

Visit the Awareness and Prevention Center for resources and FAQs to keep you informed.

Suspect identity theft?
Contact Tower for steps to take.

Escape the Credit Card Trap


Escape the Credit Card Trap

 Adobe® Reader® is required to view PDF documents. Download it now for free.

Financial Education Center

A clear and simple way to help you organize and keep track of your important financial information in one location—family history, insurances, loans, investments and property details. Easily find what you need when you need it.

Download Family Records Almanac


Financial Education Center

The Federal Government's website dedicated to helping Americans understand more about their money - how to save it, invest it, and manage it to meet their personal goals. Enter here.


Disclaimer: The Money $ense section is intended only as informational and educational material and should not be regarded as financial or tax advice or as an endorsement of other sites or businesses. Please consult a tax advisor or financial consultant before making investment decisions.


 
  Calculators

Mortgages
Mortgage Loan
Mortgage Qualifier

Refinance Breakeven
Refinance Interest Savings

Retirement
401k Savings
Retirement Planner
Retirement Shortfall
Roth IRA
Roth IRA Conversion
Roth vs. Traditional IRA
Traditional IRA

Auto
Auto Loan
Low Interest Financing Savings
Auto Rebate vs. Low
      Interest Financing

Home Equity vs. Auto Loan

Loan
Loan Payments

Credit Card
Accelerated Debt Payoff
Credit Card Optimizer
Credit Card Payoff

Savings
Compare Savings
Emergency Savings
Share Certificate
Share Certificate Ladder
Savings
Savings Goals
Share Insurance

Personal Finance
Checkbook Balancer
Home Budget
Net Worth

  Click and $ave
Save money on a variety of goods and services when you use your Tower MasterCard® credit or debit card.