Text Banking  

Keeping track of your account balances is the key to managing a budget and avoiding transactions being turned down because of insufficient funds. FREE Text Banking from Tower gives you a quick and convenient way to check your account balances and recent transactions on the go with your cell phone.

With FREE Text Banking, your account information is just a text away. It's as simple as sending a text message to a friend.

What You Can Do with Text Banking
Easy-to-use Text Banking is available to all Home Banking members, giving secure, convenient account information to you in seconds.

Check available account balances before making a purchase
with your debit card.
Find out if a deposit or transfer has posted to your account.
Monitor your recent transactions quickly and easily.
TEXT TO 454545
Keyword  
   Request
bal  
   Primary account balance
bal all  
   All account balances
last  
   Last 5 transactions on primary account
bal check  
   Account balance of checking accounts
bal save  
   Account balance of savings accounts
help  
   Help on keywords
stop  
   Deactivate service

How It Works

  1. Login and activate your phone. After logging in to Home Banking, go to Account Access, click on Text Banking & Email Alerts and follow the simple steps to activate the service.
  2. Verify your phone. You'll receive a validation code that you'll use to complete phone setup in Home Banking.
  3. Start texting. Send your message requests to 454545. Here are some examples of common requests you can text:

    Want to make a debit purchase but aren't sure you have enough in your account to cover the bill?

    Text "BAL" and get a response with the available balance for your primary account.

    Want to check how much you spent on dinner a couple of nights ago?

    Text "LAST" to get the five most recent transactions posted to your account.

    Want to know the balances of your checking, savings and credit card accounts?

    Text "BAL ALL" and save time by getting all your balances at once.

    Need help with how to use Text Banking?

    Text "HELP" for a list of keywords/commands available.

How to Sign Up
To start using FREE Text Banking, login to Home Banking and go to Account Access, Text Banking & Email Alerts to register your mobile device. To ensure the security and privacy of your account, Tower never sends confidential information such as user IDs, passwords or complete account numbers via Text Banking.

Not using Home Banking yet? Sign Up Now

For more details about Text Banking, search FAQs.

Text Banking services are free to all Tower members. However, your mobile phone carrier's Internet access and text messaging rates may apply.