Better rates for higher savings. Rates

Current Rates Rates effective as of . Rates are subject to change.

Loan Products:

Deposit Products:

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Vehicle Loans

  • For all auto loans, vehicle must be titled in U.S.
  • Loans for 36, 48, and 60 months require $5,000 financing.
  • A 72-month loan requires $15,000 financing.
  • An 84-month loan requires $25,000 financing.
  • Loans for 120 and 144 months require $35,000 financing.
  • Rates not available for refinance of Tower loan.
  • Rates based on credit worthiness, so your actual rate may differ. Lowest rate qualification also requires automatic monthly loan payments.
  • The value of new collateral is based on MSRP.
  • The value of used collateral is determined by the NADA Retail value. If this is not available then the value will be determined by an appraisal performed by a disinterested third party at the members expense. Please call for details.
  • Mobile Home loans up to 80% loan-to-value

Tower Car Buying Service

*Rates as of March 1, 2017 and subject to change. Rates do not apply to the refinancing of current Tower loans. Minimum loan amount is $5,000 up to 60 mos. Minimum loan amount is $15,000 for 72 mos. Minimum loan amount is $25,000 for 84 mos. Loans subject to credit approval. Rates, terms and conditions vary based on credit worthiness, qualifications. Lowest rate qualification requires 1) automatic monthly loan payments, 2) using the Tower Car Buying Service with the Guaranteed Savings certificate, and 3) member must have a Tower checking account with direct deposit and any Tower loan or any two Tower loans. Rate displayed is the lowest rate available. Loan must close by March 31, 2017 and be financed by Tower. Other qualifications may apply.

**Between 7/1/16 and 9/30/16, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2016, was $3,106. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.

Guaranteed Savings represents the amount that a TrueCar Certified Dealer selected by you guarantees that you will save off the Manufacturer's Suggested Retail Price ("MSRP") on any in-stock vehicle that is the same make, model, and trim as your Ideal Vehicle. The Guaranteed Savings is based on a vehicle without factory or dealer installed options and includes generally available manufacturer incentives.



Rates as of March 1, 2017 and subject to change. Rates do not apply to the refinancing of current Tower loans. Minimum loan amount is $5,000 up to 60 mos. Minimum loan amount is $15,000 for 72 mos. Minimum loan amount is $25,000 for 84 mos. Loans subject to credit approval. Rates, terms and conditions vary based on credit worthiness, qualifications. Lowest rate qualification requires 1) automatic monthly loan payments and 2) member must have a Tower checking account with direct deposit and any Tower loan or any two Tower loans. Loan must close by March 31, 2017 and be financed by Tower.

*Recreational Vehicles are vehicles which are driven and are equipped with living quarters. For other secured loans (i.e. travel trailers), please see the Other Secured Loan rates.

Equal Housing Lender



Mortgages, Home Equity and Bridge Loan Rates

To review mortgage, equity or bridge loan rates, select:

  • Loan Consultant: Get all the details on rates, fees and closing costs. Enter your answers to general questions to compare which of many loan options will fit your needs best: determine how much you can afford, how much income you will need and what your monthly payments will be.
  • Current rates: Links to PDF.
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Apply online today!
For additional information about rates or applying for a mortgage, home equity or bridge loan, call a loan advisor at 301-497-7000 or 800-787-8328.

  • Rates based on credit worthiness, so your actual rate may differ.
  • Rates are subject to change.

Rates are subject to change

Rates are subject to change

Rates are subject to change

Rates are subject to change
This loan type is for the purchase or refinance of personal assets to include, but not limited to: ATVs, jet skis, snowmobiles, pull behind trailers, travel trailers, truck campers, and UTVs. This type of loan is based on your credit worthiness and ability to repay.

If you need a loan, but you don't have collateral. This type of loan is based on your credit worthiness and ability to repay. Rates are subject to change.

  • Fees can reduce earnings.
  • Rates are subject to change.
  • Fees can reduce earnings.
  • Rates are subject to change.
  • Fees can reduce earnings.
  • Rates are subject to change.
  • Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.
  • Fees can reduce earnings.
  • Rates are subject to change.
  • Withdrawal of the Share Certificate funds before the maturity date will incur an early withdrawal penalty.

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