Tower has money to lend. Home Loans


The Dream Is Possible

Owning a home may benefit you and your family more than renting a home. Depending on your circumstances, your monthly mortgage payments could be less than paying rent. The pride of home ownership is possible and affordable. See example. Use our free online calculator to compare costs and benefits of buying vs. renting.
New or Refinance Loans

To apply, go directly to our Online Application. Or use the Loan Consultant to choose the mortgage option that's right for you. Tower offers a variety of mortgage loans with up to 97% financing available for most states:

Here is a list of documents you may need to provide once you have submitted your application.

100% Financing—Little to No Money Down

Tower's 100% financing option removes the large down payment obstacle from buying your dream home, especially for first-time homebuyers. Available in Md., D.C., Va., Fla., Co. and Tx. (Excludes condominiums in Fla.)

Tower's new 100% JUMBO mortgage is for loans from $424,101 to $625,500.

  • Primary residence loans, purchase only
  • 30-year, fixed
  • Available in Md., D.C. and Va.
Contact Us to talk with a loan advisor for eligibility details.

Learn more about the general steps to buying a new home. Download A Guide to Buying and Financing (PDF)

Start your home search and save money with our HomeAdvantage Program. play video

Learn the important first steps for first time home buying. Get a preapproval letter to show how much you can afford.

Bridge Loans

A Tower Bridge Loan helps you "bridge" the gap between selling your existing home and buying a new home. Learn more.

Mortgage Fees

Tower's fees are structured to cost you as little as possible. Compare Tower's low fees with other lenders' fees.

Make your loan payments

Tower will service your mortgage for the life of the loan and gives you several payment options:

Tower also offers a bi-weekly payment plan.

View Your Mortgage Loan Information

Your Tower mortgage loan information—payment history, due date, interest paid—is available in Home Banking anytime. Login and go to My Accounts.

Mortgage Forms

Tower NMLS# 586147

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