Mobile Banking
Mobile Banking gives you access to your Tower accounts with your cell phone or mobile device. It's like having a Tower branch at your finger tips at all times.
Mobile Banking lets you manage your money on the go. It's convenient, with anytime, anywhere access to your accounts. For example, you can review your account balances while waiting in a checkout line to see if you should use your debit card or credit card to make a purchase.
Tower gives you two ways to bank with a mobile device.
Text Banking
FREE Text Banking* is a quick and convenient way to check account balances and recent transactions with your cell phone. Your account information is just a text away—as simple as sending a text message to a friend.
What You Can Do with Text Banking
Easy-to-use Text Banking is available to all Home Banking members. Receive secure, convenient account information in seconds.
- Check available account balances before making a purchase with your debit card.
- Check if a deposit or transfer has posted to your account.
- Monitor recent transactions quickly and easily.
- Receive a low balance alert if your balance drops below a threshold you've set. Minimum amount of $50.
- NEW! Receive a payment transaction alert when a payment is higher than a threshold you've set. Minimum amount of $100.
- NEW! Receive a deposit transaction alert when a deposit is higher than a threshold you've set. Minimum amount of $100.
- Transfer funds with a TRANS request. Designate one funding source, or "from" account, for the transfers. Any transfers will be made to the account you select as your Text Banking primary account.
- Add a second phone number to your account.
How It Works
Login to Home Banking and activate your phone. Go to Account Access, click on Text Banking & Email Alerts and follow the simple steps to activate the service.
Verify your phone. You'll receive a validation code to use to complete phone setup in Home Banking.
Start texting. Send your message requests to 454545. To ensure the security and privacy of your account, Tower never sends confidential information—such as user IDs, passwords or complete account numbers—via Text Banking.
Not using Home Banking yet? Sign up now. Login to Home Banking >
Go to Account Access, Text Banking & Email Alerts
Mobile Web Banking 
FREE Mobile Web Banking* connects you to your Tower accounts using an Internet-enabled mobile device anywhere you have cellular service. There is no sign-up. Just login to your Tower Home Banking account from any Internet-enabled mobile device.
What You Can Do with Mobile Web Banking
After you login, Mobile Web Banking will automatically recognize that you are using a mobile device and will display the simplified Mobile Web Banking screen, designed for viewing on your device's Web browser.
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How It Works
Mobile Web Banking is easy to use. Connect to the Internet using the browser on any Internet-enabled mobile device. Login with the same member number and password as you would for Home Banking—at towerfcu.org. Browse at faster speeds with quick and secure access to your Tower accounts.
Not using Home Banking yet? Sign up now. Login to Home Banking >
Tower's Mobile Web Banking uses the latest encryption methods available, combined with SafeLog sign-in security. With Mobile Web Banking, your private user data is never stored on your device, so you can be assured that your account information is not at risk if your device is lost or stolen.
*Text Banking and Mobile Web Banking services are FREE to all Tower members. However, your mobile phone carrier's Internet access and text messaging rates may apply.
Important Notes
Home Banking is currently unavailable due to a system-wide outage. Learn More >
Rates
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