The bucks start here. Personal Loan

Personal Loans

EZLine Line of Credit

A personal unsecured line of credit, EZLine lets you borrow money for any purpose. With low, variable rates*, credit limits range from $1,000 to $20,000. Interest is only charged on the funds you use and as you repay the principal, that money becomes available to you again. Use EZLine by:

  • Making a transfer through Home Banking or Tower Talk 24.
  • Writing an EZLine check.
  • Using your Tower debit card at a Tower ATM and directly accessing your EZLine account.
  • Writing a check from either your Regular or Request checking that causes an overdraft.

*Variable rates based on the prime rate (found in the Wall Street Journal).

Share Secured Loan

Pledge the money on deposit in your Prime Share account as collateral on a share secured loan. As you repay the principal, that money becomes available to you again. Share secured loans can be used for any purpose and has a low, competitive variable interest rate.* Tower also offers other secured loans:

  • Boat loans
  • Mobile home loans
  • RV loans

*Variable rates based on the Prime Share rate.

Signature Loan

If you need a loan, but don't have any collateral, you may want a Signature loan. This type of loan is based on your credit worthiness and ability to repay. In addition to our other unsecured loans (Tower MasterCard® and EZLine line of credit), Tower offers Signature loans for:

  • Bill consolidation
  • Home improvement
  • Title loans

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