Personal Loans
EZLine Line of Credit
A personal unsecured line of credit, EZLine lets you borrow money for any purpose. With low, variable rates*, credit limits range from $1,000 to $20,000. Interest is only charged on the funds you use and as you repay the principal, that money becomes available to you again. Use EZLine by:
- Making a transfer through Home Banking or Tower Talk 24.
- Writing an EZLine check.
- Using your Tower debit card at a Tower ATM and directly accessing your EZLine account.
- Writing a check from either your Regular or Request checking that causes an overdraft.
*Variable rates based on the prime rate (found in the Wall Street Journal).
Share Secured Loan
Pledge the money on deposit in your Prime Share account as collateral on a share secured loan. As you repay the principal, that money becomes available to you again. Share secured loans can be used for any purpose and has a low, competitive variable interest rate.* Tower also offers other secured loans:
- Boat loans
- Mobile home loans
- RV loans
*Variable rates based on the Prime Share rate.
Signature Loan
If you need a loan, but don't have any collateral, you may want a Signature loan. This type of loan is based on your credit worthiness and ability to repay. In addition to our other unsecured loans (Tower MasterCard® and EZLine line of credit), Tower offers Signature loans for:
- Bill consolidation
- Home improvement
- Title loans
Important Notes
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