Cash rebate rewards with a low rate. Tower MasterCards®

Tower MasterCards®

Tower's Gold and Standard MasterCard® credit cards share the same low 10.9% Annual Percentage Rate (APR) for purchases and cash advances. There is no annual fee, and no penalty rates. Electronic statements are available online in Home Banking.

Gold MasterCard®

  • 1% rebate on all purchases, credited monthly
  • Credit limits from $5,000 to $30,000
  • Extra cardholder benefits at no cost

Standard MasterCard®

  • Credit limits from $1,000 to $4,900
  • Credit limits from $200 to $1,000 for students (16 and 17 year olds)
  • Extra cardholder benefits at no cost
Payment Options
  • Use Home Banking to transfer payments online from a deposit account.
  • Sign up for the MasterCard Automatic Payment Plan to transfer either the minimum amount due or the total balance from your Prime Share or checking account
  • Pay by phone using Tower Talk 24 to transfer from your Prime Share, Club or checking account
  • Mail payments to Tower
  • Make payments at any Tower branch
For Lost, Stolen or Fraudulent activity on your Tower Credit Card:
Contact Tower immediately during normal business hours 301-497-7000 or 800-787-8328.

After hours, call:
For Lost/Stolen Credit Cards
866-570-1238 In the U.S.
515-457-2082 Call collect from outside the U.S.

To Report Fraudulent Activity or to Dispute a Credit Card Charge
866-570-1238 In the U.S.
515-457-5584 Call collect from outside the U.S.

To protect against theft and unauthorized use of your Tower credit and debit cards, Tower monitors your card activity 24 hours a day. If we notice suspicious activity on one of your cards, we'll need a way to contact you while you're on the road—just to confirm if the activity is authorized.

Choose your password for online purchases

For extra security when making purchases online with your credit card, you'll need to enter your private MasterCard SecureCode®. It's a personal password linked to your card to protect you from unauthorized users online. Using your SecureCode is fast and free, and requires no new software to install on your PC. Register for SecureCode to obtain your new password. Use your new password to make a purchase online as usual and follow the instructions at the checkout screen.

If your credit card is stolen or lost, notify us at once by calling 866-839-3485. Getting ready for travel? Let us know before your trip so we can help protect against theft or unauthorized card use.

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