Shop It. Buy It. Drive It. Auto Loans

Save time and money—start with Tower.

1

STEP ONE

SHOP AND RESEARCH



Start your next car search—for a new or used vehicle—with the Tower Car Buying Service, powered by TRUECar®. We make car buying easier—research, read reviews and get pricing all in one place.

Learn More > Start Shopping >

2

STEP TWO

PRINT GUARANTEED
SAVINGS CERTIFICATE



Choose your price from multiple offers and print your Guaranteed Savings Certificate* before you go to the dealership for a hassle-free car buying experience. Members receive an average savings of $3,106** off MSRP.

3

STEP THREE

GET PREAPPROVED



Get preapproved and save even more with a low-rate Tower loan. And don't forget to ask for a Tower Auto Express Loan Check so you can pay for your purchase on the spot.

Tower offers vehicle loans up to 100% financing and terms up to 84 months.

Apply for a loan > Rates > Calculators >

4

STEP FOUR

REDEEM SAVINGS



Use your Guaranteed Savings Certificate and Tower Auto Express Loan Check at the dealership for a hassle-free car buying experience.

5

STEP FIVE

PROTECT YOUR
INVESTMENT



Drive away with peace-of-mind—protect your investment with Tower's GAP Advantage with PowerBuy, Major Mechanical Protection and Debt Cancellation.

GAP Advantage with PowerBuy

Your totaled vehicle doesn't have to be a total loss with GAP Advantage with PowerBuy.

In the event of a total loss or theft, Tower's GAP Advantage with PowerBuy can pay up to the remaining balance of your vehicle loan after your insurance payout AND provide you with additional funds to finance your next vehicle with Tower.


Major Mechanical Protection (Service Contract)

With Major Mechanical Protection from Tower, you can protect yourself from the expense of unexpected repairs long after your basic manufacturer's warranty has expired. Coverage can be tailored to meet your driving habits and include extras like Roadside Assistance, rental car reimbursement, lockout services and emergency tire repair. Plus, coverage is fully transferable, increasing the resale value of your vehicle.


Debt Cancellation (Loan Payment Protection)

Tower's Debt Cancellation protects you and your family when an unexpected tragedy occurs. Payment protection can pay off your loan in the event of death, or make payments on your behalf in the event of disability or other protected events.

Payment Protection can help safeguard you and your loved ones by covering your loans if you or your co-borrower are unable to make payments.

Available packages include:

  • Life
  • Life and Disability
  • Life, Disability and Involuntary Unemployment
  • Life, Disability and Family Medical Leave

For all auto loans, vehicle must be titled in U.S.

*Rates as of March 1, 2017 and subject to change. Rates do not apply to the refinancing of current Tower loans. Minimum loan amount is $5,000 up to 60 mos. Minimum loan amount is $15,000 for 72 mos. Minimum loan amount is $25,000 for 84 mos. Loans subject to credit approval. Rates, terms and conditions vary based on credit worthiness, qualifications. Lowest rate qualification requires 1) automatic monthly loan payments, 2) using the Tower Car Buying Service with the Guaranteed Savings certificate, and 3) member must have a Tower checking account with direct deposit and any Tower loan or any two Tower loans. Rate displayed is the lowest rate available. Loan must close by March 31, 2017 and be financed by Tower. Other qualifications may apply.

**Between 7/1/16 and 9/30/16, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2016, was $3,106. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.

Guaranteed Savings represents the amount that a TrueCar Certified Dealer selected by you guarantees that you will save off the Manufacturer's Suggested Retail Price ("MSRP") on any in-stock vehicle that is the same make, model, and trim as your Ideal Vehicle. The Guaranteed Savings is based on a vehicle without factory or dealer installed options and includes generally available manufacturer incentives.

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