If you are a current Home Banking user, you can electronically submit your Credit Card Balance Transfer Request. Simply login to Home Banking, go to Online Forms and follow the instructions. Or complete a Credit Card Balance Transfer Request.

1. Write the creditor's name, address, and account number of your credit card(s), and the exact amount of the balance(s) you wish to transfer to your Tower MasterCard.
   
   
2. Print your name, Tower credit card account number, and daytime phone number. Be sure to sign and date the form.
   
   
3. Contact your other card issuer(s) to close your other accounts if you wish. If you don't already have a Tower MasterCard, apply online today! It may take up to three weeks to set up your new account and post the balance transfer transaction(s). This means you may need to make payments to your other accounts to keep them current. Checks will be mailed directly to your creditors. Please allow two weeks for checks to reach the creditors.
   
   
4. Mail the completed form and your credit card statement(s) from the other creditors to:
   
     Mailing address
     Tower Federal Credit Union
     Attn: Credit Card Department
     P.O. Box 123
     Annapolis Junction, MD 20701-0123
   
   
   
5. If you have questions, e-mail us or call the Credit Card Department at 301-497-7000 or 800-787-8328.